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Started By
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re: Anyone gone into over 150k in student loan debt?
Posted on 4/16/16 at 1:01 pm to Spankum
Posted on 4/16/16 at 1:01 pm to Spankum
Her loans are deferred at the moment. She is back in school now to get her masters in health administration.
Hospital administrators make decent money though right? I mean....obviously not what she could have earned depending what she did as a dentist.
Hospital administrators make decent money though right? I mean....obviously not what she could have earned depending what she did as a dentist.
1
Posted on 4/16/16 at 1:03 pm to lsunurse
They can. That sucks. She'll have to spread her loans out over like thirty years.
Posted on 4/16/16 at 1:04 pm to Manzielathon
quote:
African Woman Studies major
What in the hell do you plan to do with that degree?
Posted on 4/16/16 at 1:07 pm to tuptiger
She is single too. Imagine you start dating a girl and then she tells you "oh btw, I've got over 500k in student loan debt...for a career I'm physically allergic to"
When do you disclose that to a guy you are seeing? Before or after you first have sex?
When do you disclose that to a guy you are seeing? Before or after you first have sex?
Posted on 4/16/16 at 1:08 pm to lsunurse
I wonder if she could teach at a dental school. Loan forgiveness is definitely the way to go there.
Posted on 4/16/16 at 1:12 pm to tuptiger
Going to have around 110,000 after I finish Pharmacy school and the interest is added. Hoping to pay it off in 10 years
Posted on 4/16/16 at 1:15 pm to lsunurse
quote:
When do you disclose that to a guy you are seeing? Before or after you first have sex?
You don't disclose something like that until after your first trimester
Posted on 4/16/16 at 1:18 pm to BACONisMEATcandy
How much would monthly student loan payments be for that level of loan debt?
Posted on 4/16/16 at 1:23 pm to lsunurse
If it's a 10 year loan term at 6% it's a little over $5500 a month 
Posted on 4/16/16 at 1:31 pm to rpg37
quote:
Interest is tax deductible
Nope
Posted on 4/16/16 at 1:33 pm to tuptiger
quote:
She'll have to spread her loans out
Perhaps her legs as well.
Posted on 4/16/16 at 1:34 pm to BACONisMEATcandy
Wow, that's crazy.
Posted on 4/16/16 at 1:39 pm to tuptiger
If you're a 100% sure it's the career for you, then go for it. I was accepted at a top law school (much riskier field) and would have had 200k+ debt. I was not totally sure it's what I wanted to do in life, it would have been more for my ego than truly wanting to be a lawyer. So I decided against it. Once you've finished that first semester, it reaches the point of no return.
Posted on 4/16/16 at 1:43 pm to rpg37
quote:
Interest is tax deductible, so let's just call it 38 months.
Not when you make over a certain amount (I think it's 85k MAGI). And even if you aren't over the limit, the max you could deduct would be $650 or so.
Posted on 4/16/16 at 2:14 pm to TheOcean
Never understood why dental school is so expensive AND why on earth dentist's make what they do.
Posted on 4/16/16 at 2:18 pm to tuptiger
Yeah, but a lot of that was coke and speed.
Posted on 4/16/16 at 2:22 pm to Adam4LSU
We plan on giving ourselves a small to moderate raise when the cash starts flowing in and live essentially like we've been living for past 6 years (delayed gratification) and throw quite a bit per month at student loans with goal of being debt free (at least from school loans) in under 2 years. Not the way everybody does it but I'm just ready to have it off my shoulders
Posted on 4/16/16 at 2:24 pm to tuptiger
Yep, if you combine my wife's and mine. Paid a little over 50k on it last year. Will be done in 1.5 or 2 years. It sucks but will be a lot of disposable income when done.
Posted on 4/16/16 at 2:29 pm to PTBob
Is there any real benefit to going to the best Dental School in the country v an average school?
Posted on 4/16/16 at 2:34 pm to tuptiger
I started with 190 upon graduation. Five years out I'm right at 100. Should be done at the end of this year. Your minimum payment will be right at a grand.
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