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Started By
Message
re: Your YTD
Posted on 5/30/26 at 3:14 pm to Odinson
Posted on 5/30/26 at 3:14 pm to Odinson
quote:
Long term, markets will chug up but there’s always inevitable pain and reset.
As with everyone here I’m up nicely.
For my 401k I’m considering cashing out 15% for the inevitable pullback,,, but will there be one to below where we are today? The age old question remains…
1
Posted on 5/30/26 at 4:02 pm to meeple
quote:
For my 401k I’m considering cashing out 15% for the inevitable pullback
Time in market > timing market.
If you don’t need money in next 3-5 years, let it ride…my usual view.
However, I have pulled out 15%, some as dry powder, for similar reason. I’m recently retired. It serves multiple reasons (sequence of returns risk mitigation, planned Roth conversions and rebalancing etc).
To say, unlike dot.com bubble, there is real capital investment behind the AI new frontier. Infrastructure build phase growth just may offset the inverted bond yield Oct 25 that typically indicates “inevitable” recession. Perhaps the market will grow into the overheated P/E valuations?
If you have time, risk is on your side. Good luck!
This post was edited on 5/30/26 at 4:05 pm
Posted on 5/30/26 at 4:49 pm to Rize
quote:
I really don’t have many options in my 401k so it stays in a S&P type fund mostly with a little company stock and international.
We don't have a ton of options but some are decent. I have 80% in a S&P 500 index fund and 20% in a small cap growth fund.
The thing is that I have way more money in IRAs from previous jobs than I do in my current 401k. I've always rolled those over into Etrade or some similar broker where I can invest in pretty much whatever I want to.
Posted on 5/30/26 at 5:08 pm to Everyday Is Saturday
quote:
have pulled out 15%, some as dry powder, for similar reason.
I’m hoping to retire in 7 yrs, at 55. So in the near term it would be taking profits in the event of a pullback. I’m also looking to get into other investments as well. In the past 1.5 yrs I’ve slowly built a self directed brokerage to 277% unrealized gains from following this board (Thanks MB!). However this only represents almost 10% of my overall retirement across all sources.
I’ve been very conservative in how much I’ve allocated, and would like some more “dry powder” for future opportunities as they arise.
Posted on 5/30/26 at 7:32 pm to meeple
Damn, I'm ~40% YTD and thought I was crushing it. Some of y'all are REALLY crushing it! 
Posted on 5/30/26 at 7:48 pm to bamatrader
quote:
I'm ~40% YTD and thought I was crushing it. Some of y'all are REALLY crushing it!
That’s since I started the account, so since Oct/Nov 2024, and mostly thanks to NBIS
Nice gains though!
Posted on 5/30/26 at 7:51 pm to bamatrader
Im at 47% and started in April. Wish I would've started a long time ago, glad to have the help of this group though.
Posted on 5/30/26 at 11:43 pm to hometownhero89
quote:
Top performers: PANW
My dawg. What a month.
Posted on 5/31/26 at 12:28 am to Bard
quote:
Also, I'm pretty divy-heavy so a lot of gains are eaten by auto reinvestments in things which have stalled or dropped a bit over the YTD
Believe me….this is the way to a happy retirement. It is not much fun when you post on message boards or when you and your buds are talking about investments. However, I speak from experience when I say that you will win out in the end!
Posted on 5/31/26 at 6:16 am to YungBuck
YTD up 41%
A mix of growth and income.
A mix of growth and income.
Posted on 5/31/26 at 1:09 pm to meeple
quote:
I’m hoping to retire in 7 yrs, at 55.
We are the same age. I don't think I'll be ready financially or mentally to retire at 55. I still mostly enjoy my job and I'm making more money than I ever have.
Maybe 60-62. I had 2 kids in my 20s and my expenses were high when I was young. One is off the payroll now, but the other one starts college in August.
We've been able to save a lot in recent years but I'll still probably need to work another 12-14 years.
Posted on 5/31/26 at 1:45 pm to YungBuck
My Roth - 153.77%
Wife's Roth - 207.7%
My 401K - 11.4%
Wife's 401K - 11.1%
I don't ever look at 401K account and just leave them in funds
Roth's I obviously play around with. Most of those gains are attributed to NBIS, HGRAF, and OUST
Wife's Roth - 207.7%
My 401K - 11.4%
Wife's 401K - 11.1%
I don't ever look at 401K account and just leave them in funds
Roth's I obviously play around with. Most of those gains are attributed to NBIS, HGRAF, and OUST
Posted on 7/16/26 at 2:45 pm to YungBuck
Bumping out of comedy (for yall)
Current YTD now -1%
Current YTD now -1%
This post was edited on 7/16/26 at 7:22 pm
Posted on 7/16/26 at 5:21 pm to YungBuck
I think I'm still about 150% but it sure doesn't feel like it.
Definitely down 50% from a few weeks ago.
If only I had the patience to still with my defensive plan
I was holding a large percentage of HII, VVX, and TSCO.
Yes, I'd have missed out on the tremendous peak, which would have pissed me off, but I'd also not be where I am now.
It'll be interesting to measure what I was in against any type of solid rebound in OUST and NBIS. I hope I get the chance.
Definitely down 50% from a few weeks ago.
If only I had the patience to still with my defensive plan
I was holding a large percentage of HII, VVX, and TSCO.
Yes, I'd have missed out on the tremendous peak, which would have pissed me off, but I'd also not be where I am now.
It'll be interesting to measure what I was in against any type of solid rebound in OUST and NBIS. I hope I get the chance.
Posted on 7/16/26 at 5:48 pm to bayoubengals88
I hit an all time high today 
Posted on 7/16/26 at 7:23 pm to bayoubengals88
My play account has 25% in NBIS and OUST each 
Had some options and remembered why I never buy them.
Had some options and remembered why I never buy them.
Posted on 7/16/26 at 7:24 pm to YungBuck
73% YTD.
Posted on 7/16/26 at 7:24 pm to fallguy_1978
quote:
I don't think I'll be ready financially or mentally to retire at 55. I still mostly enjoy my job and I'm making more money than I ever have.
When you are financially ready, I offer my experience on the mental part. FWIW.
I retired this year at 55. I was making more money than I could have ever imagined. I had a big golden handshake awaiting me in 3 years if I stayed. They asked me to stay.
However, my mindset was as follows… I would have traded $ millions to get 5-7 more years of freedom. Healthy, cup runneths over in most aspects of life, zero longevity risk…at 55.
The amt of money to significantly improve my retirement lifestyle beyond what was in play starting 55yo would cost WAY TOO MUCH TIME. Including the golden handshake.
…for me anyways. Time > $.
IMO, get life independence asap! Trade off of 18-25% of your remaining time on Earth, God willing, for $ money takes more $ money than is typically possible (again, for me). I don’t care how much one loves their job.
Good luck.
This post was edited on 7/16/26 at 8:12 pm
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