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Where to find current mortgage rates without filling out
Posted on 10/16/09 at 10:40 am
Posted on 10/16/09 at 10:40 am
a stack of e-forms? Want to refinance to a 15 yr mortgage with very good credit. about 200,000. Any good websites that will just show the freaking rates without filling out 10 pages of information?
3
Posted on 10/16/09 at 10:42 am to jeffsdad
Yahoo FinanceScroll down on the right hand side. Keep in mind these are national averages and may not even be close to the rates in your market. But at least it's simple to find. 
Posted on 10/16/09 at 10:43 am to LSURussian
Posted on 10/16/09 at 10:44 am to LSURussian
thanks, I guess its just a pipe dream to think I'm gonna get a 15 year, 4.0% loan, isnt it?
Posted on 10/16/09 at 10:46 am to jeffsdad
That depends on what you put into your pipe.... 
My guess is 4 1/8 - 4 1/4 is about the best you can do now. In any case, those are fantastic rates historically.
My guess is 4 1/8 - 4 1/4 is about the best you can do now. In any case, those are fantastic rates historically.
Posted on 10/16/09 at 11:04 am to LSURussian
if you offer your loan officer sexual favors you might get 4.5%. the rate was extremly low the last 2 weeks and is now back at 5% for a 30yr. and bankrate.com is great for brokers because the national average is .25% higher than what local rates here are. but 4.5% on a 15 yrs with above 740 credit is there for the taking.
Posted on 10/16/09 at 11:06 am to displacedhorn
You replied to me. If I offered sexual favors, the loan officer would probably double the rate...... 
Posted on 10/16/09 at 11:42 am to LSURussian
nope russian general statement
Posted on 10/16/09 at 12:04 pm to displacedhorn
So I'll get a 3%. 
or arrested.
or arrested.
Posted on 10/16/09 at 10:25 pm to jeffsdad
Sunday rate section of the paper
Posted on 10/20/09 at 4:07 am to tiger94gop
15 yr will be in the mid 4.5 - 4.75 range. You can always "buy the rate down" with discount points..
Posted on 10/20/09 at 12:34 pm to jeffsdad
unfortunately they don't sell in Louisiana except through brokers, but www.providentfunding.com usually has close to bottom rates. When I did my mortgage through a broker with them a while back I checked the online rate on the same day I locked and the Texas rate was the same that I was getting.
Therefore, to get some idea of the better deals you can go to their site and select texas.
Therefore, to get some idea of the better deals you can go to their site and select texas.
Posted on 10/21/09 at 4:46 pm to Cadercole
texas mortgate rates are lower than louisiana rates by about .25 ..
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