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re: Where is the best place to buy a big life insurance policy from ?
Posted on 11/19/10 at 7:23 am to DanglingFury
Posted on 11/19/10 at 7:23 am to DanglingFury
I have a $1M with Lincoln financial with a $10,000 rider for my 2 year old and I pay $60/month.
0
Posted on 11/21/10 at 9:48 pm to Zilla
If you are catholic join the Knights of Columbus. They have insuranceat really good rates.
Posted on 11/21/10 at 11:50 pm to djmicrobe
(no message)
This post was edited on 11/27/11 at 10:18 pm
Posted on 11/22/10 at 9:50 am to topstunter
quote:
Check out New York Life
This is who I recommend. I am sure you could find cheaper at some e-insurance place but they really seemed to know what they were talking about. I have not gotten a policy yet, fwiw. Still have it through my job for really cheap.
Posted on 11/22/10 at 10:36 am to Zilla
The last policy I got was from Zander Insurance, the company you hear about on Dave Ramsey's show. They were excellent - I got an additional 500K for about 40/mo. They represent a bunch of good companies. They had a nurse come to my office to take some blood and give me a cup to whiz into.
Here's their site - Zander
Here's their site - Zander
This post was edited on 11/22/10 at 10:52 am
Posted on 11/22/10 at 10:44 am to Zilla
I am about 40 lbs over weight as well and ended up going with MetLife. I have a 30yr fixed $750k policy with them. Cost around $110 a month.
Posted on 11/22/10 at 11:03 am to bayoudude
Whatever policy that you get make sure that you have a term policy that is convertible to Whole-life.
You want to do that so you can start building equity in your policies. Over the yrs it can really add up along with other investments.
Oh, I have my policies through Northwestern Mutual.
I also have a decent amount of insurance through my company.
You want to do that so you can start building equity in your policies. Over the yrs it can really add up along with other investments.
Oh, I have my policies through Northwestern Mutual.
I also have a decent amount of insurance through my company.
Posted on 11/22/10 at 11:12 am to Cajun Revolution
quote:
I'm carrying over $300,000 worth of life insurance to just give my parents free money. What's the point of this.
sooner you buy insurance cheaper it is. When you do have wife and kids, you can change beneficiary.
Posted on 11/22/10 at 12:01 pm to bbvdd
Cash value policies are a waste, unless you're the agent or insurance company - check out what Dave Ramsey says about them.
Dave Ramsey on whole life insurance
Dave Ramsey on whole life insurance
Posted on 11/22/10 at 12:07 pm to LSUfanfromMI
No offense, but I am not a Dave Ramsey fan.
Posted on 11/22/10 at 1:00 pm to bbvdd
quote:
but I am not a Dave Ramsey fan
+1, has some good stuff to say but very opiniated and gives absolutes when there are other options
Posted on 11/22/10 at 1:14 pm to Tigerpaw123
You're right, he is pretty dogmatic on some topics that aren't so black and white. But he has helped a lot of people get out of debt - the core of what he's all about.
Posted on 11/22/10 at 1:24 pm to LSUfanfromMI
Getting out of debt isn't that hard.
Spend less than you make and pay your bills off.
If you don't need it don't buy it.
Damn, I should try out for his job as well.
Spend less than you make and pay your bills off.
If you don't need it don't buy it.
Damn, I should try out for his job as well.
Posted on 11/22/10 at 10:25 pm to LSUfanfromMI
quote:
Cash value policies are a waste, unless you're the agent or insurance company - check out what Dave Ramsey says about them.
+1 My wife was an agent and quit selling the junk out of guilt.
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