Page 1
Page 1
Started By
Message

VTI or VOO

Posted on 6/5/25 at 6:39 am
Posted by danilo
Member since Nov 2008
23495 posts
Posted on 6/5/25 at 6:39 am
Looking to dump 50k and add over 3k a month. Over 15 years to retirement. VTI or VOO? Minimal difference?
Already maxing 401 and Roth. This would be a traditional brokerage account
This post was edited on 6/5/25 at 7:38 am
Posted by PSS101
Member since Jun 2024
451 posts
Posted on 6/5/25 at 6:57 am to
can't go wrong with either. Personally I'd go VOO
Posted by meeple
Carcassonne
Member since May 2011
10311 posts
Posted on 6/5/25 at 7:13 am to
I’ve been putting into VTSAX for years into my Roth, before VOO existed. Pros/cons of switching? Have about $260k between mine/wife’s Roths.
This post was edited on 6/5/25 at 7:15 am
Posted by Suntiger
STG or BR or somewhere else
Member since Feb 2007
34644 posts
Posted on 6/5/25 at 7:49 am to
MB: VOO vs VTI

This has been discussed a few times. I think basically it comes down to preference.

I have all VOO in my Roth and a little VTI, VTV, VONE and VYM in my brokerage.
Posted by ynlvr
Rocket City
Member since Feb 2009
5109 posts
Posted on 6/5/25 at 7:52 am to
VTSAX Mutual Fund is more equivalent to VTI etf. Both offer full stock market diversification. VOO is a weighted average S&P, a bit more targeted.
Posted by The Boat
Member since Oct 2008
172590 posts
Posted on 6/5/25 at 8:01 am to
VTI for when small caps make a comeback
Posted by 632627
LA
Member since Dec 2011
13858 posts
Posted on 6/5/25 at 8:03 am to
Difference is minimal, voo has outperformed last 15 years or so based on heavier weighting of big tech.

Posted by FriscoTiger
Frisco, TX
Member since Aug 2005
4108 posts
Posted on 6/5/25 at 10:27 am to
50% in each
Posted by GoCrazyAuburn
Member since Feb 2010
37580 posts
Posted on 6/5/25 at 11:26 am to
Minimal difference. VTI you could say has a little broader diversification since it is a total market index vs VOO which is an S&P 500 index, but again, minimal impactful difference.

VOO is heavier weighted in tech stocks. So, if you already have a decent amount of tech stock holdings, maybe VTI. If not, maybe VOO.

Or do a split of the two.
Posted by Kraut Dawg
Member since Sep 2012
4667 posts
Posted on 6/5/25 at 11:27 am to
VTI vs VOO Portfolios Lab

I have my ETFs in VOO, but VTI isn't bad either. Looks like dividends are about the same, slightly better returns the past few years for VOO. Can't go wrong w/ either.
This post was edited on 6/5/25 at 11:29 am
Posted by VABuckeye
NOVA
Member since Dec 2007
37691 posts
Posted on 6/5/25 at 11:31 am to
I own both but for some reason have been only buying VOO lately. I think either are great choices.
Posted by Boomer Rick
Member since Apr 2021
267 posts
Posted on 6/5/25 at 2:43 pm to
I think small caps are now an inferior asset class and VTI includes them. However, it could outperform VOO for a short period if interest rates start coming down.
Posted by Rick9Plus
Baton Rouge
Member since Jul 2020
2239 posts
Posted on 6/6/25 at 1:32 pm to
I have 75% VTI and 25% VUG in my brokerage. The VUG is mostly large cap/tech, and it’s worked well.
Posted by AUtigerNOLA
New Orleans, LA
Member since Apr 2011
17178 posts
Posted on 6/6/25 at 1:46 pm to
Is this good for long term or shorten in brokerage account. I may want to sell what I have in individual stocks and let this ride a bit.
Posted by GoCrazyAuburn
Member since Feb 2010
37580 posts
Posted on 6/6/25 at 1:57 pm to
Long term, both are index funds. Unless you just don't like the current individual stocks you are holding, why not keep them if you have some good cost positions in them, and just redirect some new money to these?
Posted by AUCE05
Member since Dec 2009
43812 posts
Posted on 6/6/25 at 2:01 pm to
In theory, they are the same. A company will be added to the 500 if they rise enough, like Nvidia did.
Posted by AUtigerNOLA
New Orleans, LA
Member since Apr 2011
17178 posts
Posted on 6/6/25 at 2:12 pm to
Guess that’s the problem. I’m trying to have the brokerage account grow on its own and not add anything else at the moment (sort of limited with the rest of the accounts maxing and . I feel like this one stock is about capped out. I got a great return but I doubt it moves much higher. Maybe I use those quarterly dividends and put it in those.
Posted by lsuconnman
Baton rouge
Member since Feb 2007
3682 posts
Posted on 6/6/25 at 2:18 pm to
VTI feels like an extinct approach. The gap between SP500 and small caps continues to increase, and any small cap with potential is acquired by a large cap. At best the benefit of the broader exposure is a rounding error.
Posted by GoCrazyAuburn
Member since Feb 2010
37580 posts
Posted on 6/6/25 at 2:50 pm to
Yea I gotcha. Could definitely use the dividends to purchase VOO or whatever.

There is nothing wrong with selling a stock and doing whatever you want with it as far as a different investment. If the individual stocks are not something you were looking to buy and hold long term and you think one is about at the top, I don't see an issue with doing that, if that's what you decide
Posted by kaaj24
Dallas
Member since Jan 2010
808 posts
Posted on 6/6/25 at 8:02 pm to
I’ve started investing in SCHX. Believe it’s the top 750 companies
first pageprev pagePage 1 of 1Next pagelast page
refresh

Back to top
logoFollow TigerDroppings for LSU Football News
Follow us on X, Facebook and Instagram to get the latest updates on LSU Football and Recruiting.

FacebookXInstagram