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Started By
Message
re: Umbrella Policy Advice
Posted on 12/13/18 at 1:00 pm to SM6
Posted on 12/13/18 at 1:00 pm to SM6
My 1 million umbrella was about $325 but i had to bump up auto coverage. I raised my home and auto deductibles to offset the additional insurance cost.
Theres no reason to keep deductibles super low when you have the cash to pay it.
Theres no reason to keep deductibles super low when you have the cash to pay it.
1
Posted on 12/17/18 at 11:06 am to wasteland
Just bought a $2M dollar umbrella policy from Travelers.
Already had $250K/$500K/$100K liability coverage including UIM with same limits. Had to raise Homeowners liability to $25K.
Pay $28.06 per month for the umbrella policy.
Already had $250K/$500K/$100K liability coverage including UIM with same limits. Had to raise Homeowners liability to $25K.
Pay $28.06 per month for the umbrella policy.
Posted on 12/17/18 at 11:30 am to bstew3006
SF I had to go to 250/500 on my cars, but the umbrella added another type of policy that provided and additional discount that negated the rise in premiums from 100/300 to 250/500.
Posted on 12/17/18 at 11:54 am to wickowick
quote:
SF I had to go to 250/500 on my cars, but the umbrella added another type of policy that provided and additional discount that negated the rise in premiums from 100/300 to 250/500.
Your Multi line discount increased 5% bc of the umbrella.
Make sure you're getting all available discounts.
Posted on 12/17/18 at 1:54 pm to bstew3006
What are you guys insuring yourselves to percentage wise of your net worth? Seems like $1M and $2M policies are quite low.
Posted on 12/17/18 at 5:28 pm to SM6
quote] Plus whatever risk I have sitting on a municipal authority board.[/quote]
From the Allstate link,
"Personal umbrella insurance typically doesn't cover other business-related liabilities such as a malpractice lawsuit, or losses in connection with your paid position as an officer or member of a governing board of a for-profit organization. "[
From the Allstate link,
"Personal umbrella insurance typically doesn't cover other business-related liabilities such as a malpractice lawsuit, or losses in connection with your paid position as an officer or member of a governing board of a for-profit organization. "[
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