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Refi closed: 6.625 to 5.25 ARM 7/6
Posted on 10/1/24 at 12:21 pm
Posted on 10/1/24 at 12:21 pm
Total closing cost not including prepaid and including lender credit was $4k. This brought our payment down ~1500 a month. Next step is to find a fixed near high 4s next year
6
Posted on 10/1/24 at 1:37 pm to fareplay
What if you don’t find a fixed in the 4s in the future ?
Posted on 10/1/24 at 1:41 pm to fareplay
Posted on 10/1/24 at 1:42 pm to fareplay
Posted on 10/1/24 at 1:53 pm to masoncj
That’s the gamble. Based on fed cuts I suspect it will come down sometime within next 2 years
Posted on 10/1/24 at 2:01 pm to fareplay
How many times you plan at failing posting a regularly sized image while bragging about taking out an ARM loan?
Posted on 10/1/24 at 3:37 pm to fareplay
Your closing costs say 12,500
Posted on 10/1/24 at 6:49 pm to fareplay
I refi'd down from 2.75 to 1.625 on a 7/6 and currently have 48 months left, I like mine much better.
Posted on 10/1/24 at 7:37 pm to SDVTiger
Most of it is prepaid property tax and insurance
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