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Started By
Message
Recommended HYSA?
Posted on 3/22/23 at 12:38 am
Posted on 3/22/23 at 12:38 am
Need to park some cash. Recommended HYSA?
8
Posted on 3/22/23 at 4:10 am to danilo
I use Wealthfront and have had no issues. 4.05% APY flat rate, and can boost it to 4.55% APY for 3-months if you use a referral link. Took about 2-3 business days to activate and fund it but it's been quick for withdrawals.
Posted on 3/22/23 at 10:50 am to danilo
I like AMEX so far 3.75% currently
Posted on 3/22/23 at 5:46 pm to danilo
Posted on 3/23/23 at 8:46 am to danilo
getting 4 percent at SoFi right now but that rate requires a nominal direct deposit each month.
debating moving that into a MMF like VMFXX, which is getting 4.55 right now
debating moving that into a MMF like VMFXX, which is getting 4.55 right now
This post was edited on 3/23/23 at 9:03 am
Posted on 3/23/23 at 9:09 am to danilo
Just hit the tanning bed and download duolingo in case you need health care baw
Posted on 3/23/23 at 9:29 am to danilo
I use the fierce app. 4.25%
Posted on 3/23/23 at 10:12 am to danilo
I've got 4.4% in Robinhood Gold (starts tomorrow at 4.4%), but you do have to pay $5/mo for that. So not good for smaller balances but if you have a bigger chunk of change it's a good rate. You'll find slightly better rates in some places but I like I can easily deploy this cash on the fly in the market from there as well.
Be careful on some of the highest ones, sometimes place you havent really heard about do teaser rates for a few months then substantially lower the rate even if the fed rate doesnt change at all. Had this happen to me before with 1 in the past where i got like maybe half a percent more than most of the others then after 3 months it was well under what others were paying.
Be careful on some of the highest ones, sometimes place you havent really heard about do teaser rates for a few months then substantially lower the rate even if the fed rate doesnt change at all. Had this happen to me before with 1 in the past where i got like maybe half a percent more than most of the others then after 3 months it was well under what others were paying.
This post was edited on 3/23/23 at 3:59 pm
Posted on 3/23/23 at 6:59 pm to danilo
I just got notification Ally was going up to 3.75%. I’m currently in Capital One 360 Savings and it’s been at 3.4% APY for a while now
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