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Message
re: Primerica. What is the scoop on that company?
Posted on 1/14/09 at 10:49 pm to Tigris
Posted on 1/14/09 at 10:49 pm to Tigris
quote:
My brother was excited about a potential job with ya'll until he did the Google search (thank God).
Yeah I'm sure, God knows everything that is on the internet is true
You think that piece of crap report has anything to do with anyone. Primerica has an A+ Rating with the better Business Bureau, but I'm sure that would mean nothing. It's funny how people talk smack about something they have no clue about and are arguing over something they don't know anything about. Yet your telling someone who is in the business what we are and aren't based on some internet bulletin board crap? You think company's out there that are screwing over the American people in whole life and universal life insurance policies like that we take their customers from them? and also EDUCATE the American public on how to get out of debt faster and be responsible with their money while also providing them with the best Term insurance and Home Loan system that there is on the market? Gee I think I'll go with the proof is in the pudding system that I work with this company over what some douche bag says on some internet bullentin board. Next..... 
If you want to know for yourself what we offer then why not find a Primerica Agency closest to you and get your free FNA and then we'll talk about who has integrity and is helping the American people and who isn't. Thank You very much. 
4
Posted on 1/14/09 at 10:51 pm to Ziggy
quote:
Oh, the irony
Thank you for making my point. Looked in the mirror lately?
Posted on 1/14/09 at 10:52 pm to Jason
I never had an issue on what Primerica sells. I think the issue I had was more with the tactics they recruit people to the program.
This post was edited on 1/14/09 at 11:04 pm
Posted on 1/14/09 at 11:01 pm to sheek
sheek you make a great point. Everyone uses tactics to recruit people to our business but the people I am under use an honest approach to people and we are just real with them and tell them what we can do for them as a client first and an agent working with us second. Primerica can't control what EVERY single agent does. Some Primerica agency's have crappy leadership while others have incredible leadership. I have wonderful leadership and thats a HUGE KEY to any successful Business.
Posted on 1/14/09 at 11:07 pm to Jason
quote:
Primerica can't control what EVERY single agent does
You can the say the same for most companies.
quote:
Some Primerica agency's have crappy leadership while others have incredible leadership
And some offices are really bad from what I hear. just like in any MLM, when recruiting people for your downline is more important then selling your products, it becomes a problem. The one thing I like about Primerica is it reaches out to people in the mainstream and makes them aware of the need of financial planning. IMHO thats a good thing.
This post was edited on 1/14/09 at 11:09 pm
Posted on 1/14/09 at 11:14 pm to Jason
quote:
and also EDUCATE the American public on how to get out of debt faster and be responsible with their money while also providing them with the best Term insurance and Home Loan system that there is on the market?
could you please list these services and how they work to achieve the goals you claim?
could you please list the terms/benefits/costs of the insurance policies?
Posted on 1/14/09 at 11:16 pm to SlowFlowPro
some of the products they push I don't care for like debt consolidation. Their term is a little high compared to NY Life or Guardian. I don't know much about their other programs. They are part of Citi as well.
Posted on 1/14/09 at 11:19 pm to sheek
sheek, thank you for your honest view points and for bringing some common sense to this subject matter. I totally agree with you and the great things I saw in Primerica are the main reason's I have joined the company. I'm doing it just part time right now since I just got my Degree and am waiting for Coaching Opportunities to open up, but the money and things I have learned personally have been phenomenal thus far. And, I really enjoy working with the guys I work with because most all of them are former coaches and college athletes and it's a fun, encouraging, competitive environment and we all help each other. It's a VERY healthy and lively working environment and that's one of the things I enjoy the most.
Posted on 1/14/09 at 11:20 pm to sheek
quote:
some of the products they push I don't care for like debt consolidation. Their term is a little high compared to NY Life or Guardian. I don't know much about their other programs. They are part of Citi as well.
well generally the problem with people who are selling these products/services is that you have to jump through intricate hoops in order to get to the beef, so to speak. when i'm a lawyer, i'll be able to easily explain what i can do for you, and at what cost
Posted on 1/14/09 at 11:22 pm to SlowFlowPro
No this is not possible to do on here. Slowflo if you will just sit down with an agent and let them do a Free FNA with you and you will get the answers you seek. Each policy is different for each person and or family because each person's needs and or goals are different than the next person. I do know that hardly ever does someone beat our Term insurance rates and perks. Just check it out for yourself man, I mean it's free and you will gather a ton of valuable info, what do you have to lose?
Posted on 1/14/09 at 11:24 pm to Jason
quote:
I'm doing it just part time right now since I just got my Degree and am waiting for Coaching Opportunities to open up
My dad was a coach for a number of years before heading over to State Farm in the 80's. He got out of coaching b/c my sister and I were getting older and was about to start school. He hated to leave coaching but it turned out to be a good decision on his part.
Posted on 1/14/09 at 11:24 pm to Jason
I'm still searching ...
Posted on 1/14/09 at 11:25 pm to SlowFlowPro
quote:
well generally the problem with people who are selling these products/services is that you have to jump through intricate hoops in order to get to the beef, so to speak. when i'm a lawyer, i'll be able to easily explain what i can do for you, and at what cost
Not the case with Primerica. We don't waste people's time. We get right to the issue of what is going on in their financial lives. Like I said, go get your FNA done and find our for yourself what I'm talking about. Hell if I was in South Louisiana instead of Shreveport I would be glad to sit down with anyone on Tigerdroppings and help them anyway I can.
Posted on 1/14/09 at 11:25 pm to Jason
quote:
Just check it out for yourself man, I mean it's free and you will gather a ton of valuable info, what do you have to lose?
Time and the 10 follow-up phones calls to start.
Posted on 1/14/09 at 11:28 pm to Jason
quote:
Hell if I was in South Louisiana instead of Shreveport I would be glad to sit down with anyone on Tigerdroppings and help them anyway I can.
What a great offer!
The problem with your company is that anyone who does any kind of minimal research will find out the numerous complaints that have been lodged against Primerica. And anyone with half a brain will know not to proceed any further.
I understand that each Primerica office is run differently and that your management team is on the up and up, but you work for a company that has a bad name, based upon past occurences and IMO will be hard to overcome.
Posted on 1/14/09 at 11:29 pm to sheek
quote:
My dad was a coach for a number of years before heading over to State Farm in the 80's. He got out of coaching b/c my sister and I were getting older and was about to start school. He hated to leave coaching but it turned out to be a good decision on his part
Yeah man I hear ya. Coaching is not the most rewarding career financially unless you can attain a salary like a Les Miles, Nick Saban, etc. But everything I have done is to get me to the place where I'm at now so we'll see what doors God opens and closes for me in the coaching arena. I'm still trying to get a job at LSU, Northwestern as a GA and La Tech as a GA or do an Internship. Might end up coaching at Evangel this coming fall if I don't get a college job somewhere this year.
Posted on 1/14/09 at 11:31 pm to Will Cover
quote:
Time and the 10 follow-up phones calls to start
I have heard this excuse plenty of times. Sounds like another excuse maker to me.
Posted on 1/14/09 at 11:33 pm to Jason
Here is another little tidbit from the Better Business Bureau.
“Government Actions
In April 2003, the Securities and Exchange Commission, New York State Attorney General's Office, North American Securities Administrators Association, NASD and NYSE announced a global $1.4 billion settlement with several New York investment companies, including this firm, resolving allegations that conflicts of interest between the firms' investment banking and research divisions led to the dissemination of tainted investment advice. Under the terms of the settlement, the firms were assessed fines, penalties and restitution, and have agreed to enact significant reforms affecting the relations between these divisions within the firms."
LINK
“Government Actions
In April 2003, the Securities and Exchange Commission, New York State Attorney General's Office, North American Securities Administrators Association, NASD and NYSE announced a global $1.4 billion settlement with several New York investment companies, including this firm, resolving allegations that conflicts of interest between the firms' investment banking and research divisions led to the dissemination of tainted investment advice. Under the terms of the settlement, the firms were assessed fines, penalties and restitution, and have agreed to enact significant reforms affecting the relations between these divisions within the firms."
LINK
Posted on 1/14/09 at 11:34 pm to Jason
quote:
I have heard this excuse plenty of times. Sounds like another excuse maker to me.
Let me guess ... you only want to talk to people who can make decisions, because your time is valuable.
Posted on 1/14/09 at 11:40 pm to Will Cover
quote:
The problem with your company is that anyone who does any kind of minimal research will find out the numerous complaints that have been lodged against Primerica. And anyone with half a brain will know not to proceed any further.
This is where I disagree with you. The internet as you know is endless and freaking huge. You can find a million complaints for everything and any type of subject matter or in this case business on the internet. Your theory doesn't fly. We market all the products and services for the biggiest Company in the world which of course is Citi. We are their marketing agent, they hired us to market their products NOT the other way around. Met Life payed Primerica 12 Billion dollars last year to market and sell just one of their Annuities. Primerica Sells more Annities than any other company in the World. That theory of finding complaints on the Net just doesn't fly when you begin to really find out what Primerica is really all about. Again, if you REALLY knew what we do you would do what we do and wouldn't be saying what your saying. If your opinion is based off internet searching and looking for complaints from people from other company's that got their business taken from them by a better company in us then you are not a very smart person.
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