- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Legal Advice: GF Credit Card Debt Lawsuit
Posted on 1/10/22 at 2:50 pm
Posted on 1/10/22 at 2:50 pm
She has two lawsuits from Capital One.
She stopped responding to them, so they filed.
Debt is 8k and 3k respectively on two accounts.
The law firm she contacted today offered 6.5k and 2.7k as settlement options.
Any advice would be welcomed.
*Been dating her 8 months
She stopped responding to them, so they filed.
Debt is 8k and 3k respectively on two accounts.
The law firm she contacted today offered 6.5k and 2.7k as settlement options.
Any advice would be welcomed.
*Been dating her 8 months
27
Posted on 1/10/22 at 2:52 pm to 10 31 1861
Break up with her. She’s financially irresponsible and doesn’t stick to commitments or holding up her end of the deal.
You asked for any advice
You asked for any advice
Posted on 1/10/22 at 2:54 pm to 10 31 1861
quote:
Any advice would be welcomed.
How old is she? If over 24, I would call this a MONSTER red flag.
But to pay the debt off, take the dave ramsey approach.
How To Deal
Posted on 1/10/22 at 2:54 pm to 10 31 1861
Advice is that she needs to pay her debts even if it means getting a second job.
Posted on 1/10/22 at 2:56 pm to 10 31 1861
Tell her to get a new job
Posted on 1/10/22 at 2:58 pm to 10 31 1861
Call me crazy or maybe naive, but how do people borrow money to buy things and not expect to pay the money back?
It's basically like stealing in my book.
It's basically like stealing in my book.
Posted on 1/10/22 at 3:00 pm to REB BEER
Easy man.
Many millions of people deal with credit card debt.
I think it’s different for each person, but it’s really not that inconceivable when you consider the way these cards work.
Not uncommon to have 0% interest for the first year or two then a huge spike in interest that can spiral into a situation that makes it hard to keep up.
Many millions of people deal with credit card debt.
I think it’s different for each person, but it’s really not that inconceivable when you consider the way these cards work.
Not uncommon to have 0% interest for the first year or two then a huge spike in interest that can spiral into a situation that makes it hard to keep up.
Posted on 1/10/22 at 3:05 pm to 10 31 1861
quote:
Legal Advice:
talk to a lawyer...not strangers on the internet
Posted on 1/10/22 at 3:06 pm to 10 31 1861
My advice is leave. It’s not your debt and if a girl 8 months in already shows you they don’t keep their word and pay their debts it’s probably not gonna work.
Posted on 1/10/22 at 3:07 pm to 10 31 1861
Why did she stop paying her credit card bills?
Posted on 1/10/22 at 3:08 pm to iAmBatman
Considering this is a financial sub-board and the problem isn’t that uncommon you’d think it was somewhat appropriate to ask here.
Thanks anyway. Good luck with the Batman obsession in adulthood.
Thanks anyway. Good luck with the Batman obsession in adulthood.
Posted on 1/10/22 at 3:09 pm to 10 31 1861
It’s the money she spent that is not hers.
It’s ethically correct to pay it. If your friend takes money from you and ignore you. You would be ok with it.
It’s ethically correct to pay it. If your friend takes money from you and ignore you. You would be ok with it.
Posted on 1/10/22 at 3:11 pm to 10 31 1861
quote:
Good luck with the Batman obsession in adulthood.
good luck with your girlfriend that is in debt up to her eyeballs...something tells me you're going to need it more than me
Posted on 1/10/22 at 3:13 pm to 10 31 1861
What does she look like? I may be able to help.
Posted on 1/10/22 at 3:20 pm to 10 31 1861
You're still the one asking strangers to help out your girlfriend with her crippling debt problems.
I'll take a batman picture over your situation every time.
Posted on 1/10/22 at 3:21 pm to 10 31 1861
Negotiate the best deal, then pay. Hopefully she's the one paying.
Ramsey has good info on this. He would also echo to proceed in the relationship with extreme caution.
Ramsey has good info on this. He would also echo to proceed in the relationship with extreme caution.
Posted on 1/10/22 at 3:28 pm to 10 31 1861
I have been out of the business for many many years, but here's my advice-
If the lawsuits have already been filed, settlement time is over. They will go to court and pretty much get everything they ask for, plus fees and expenses etc. They hold all the power at this point.
The lawfirm she contacted, is it the same firm that is suing her?
If it's a different firm, what's she paying them?
Can she pay those settlements on a plan or will it be due right away in full?
With those settlements, would they still become judgements or would they dismiss the suit?
5 short sentences in OP isn't enough info for anyone to be able to give sound advice.
If the lawsuits have already been filed, settlement time is over. They will go to court and pretty much get everything they ask for, plus fees and expenses etc. They hold all the power at this point.
The lawfirm she contacted, is it the same firm that is suing her?
If it's a different firm, what's she paying them?
Can she pay those settlements on a plan or will it be due right away in full?
With those settlements, would they still become judgements or would they dismiss the suit?
5 short sentences in OP isn't enough info for anyone to be able to give sound advice.
Posted on 1/10/22 at 3:30 pm to 10 31 1861
I would dump her
Why isn’t she using her dads credit card still
Why isn’t she using her dads credit card still
Posted on 1/10/22 at 3:32 pm to 10 31 1861
quote:
Considering this is a financial sub-board and the problem isn’t that uncommon you’d think it was somewhat appropriate to ask here.
Thanks anyway. Good luck with the Batman obsession in adulthood.
Can you link your Instagram so we can see how much better your life is than ours
Page 1 of 4
Popular
Back to top
Follow TigerDroppings for LSU Football News