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Posted on 2/10/09 at 11:04 am to bignate76
quote:
we made a good call on that one
Posted on 2/10/09 at 11:12 am to Ziggy
frisco that rate is back today though 4.875%
Posted on 2/10/09 at 11:12 am to bignate76
Posted on 2/10/09 at 11:32 am to bignate76
quote:
frisco that rate is back today though 4.875%
Big Nate, with how many points is that 4.875 cost and is that Conventional or FHA
Posted on 2/10/09 at 11:44 am to jkb531
its simple no buy down points involved. i give par rate(lowest rate possible) and charge 1% origination
Posted on 2/10/09 at 11:45 am to bignate76
Cash out refi... out of state... anything above 85% LTV?
Posted on 2/10/09 at 11:48 am to igoringa
Igoringa, yes you can do cash out refi's FHA up to 95% but it requires 2 appraisals.what state you in?
Posted on 2/10/09 at 11:48 am to bignate76
quote:
its simple no buy down points involved. i give par rate(lowest rate possible) and charge 1% origination
Thanks for the info, whats your avg closing costs if I didn't want to set up taxes and insurance on 160k house. Just wondering if you can give me ballpark.
Posted on 2/10/09 at 11:49 am to bignate76
Nate, who is ordering the 2nd appraisal with your investors. our primary investor is ordering it themselves.
Posted on 2/10/09 at 11:50 am to jkb531
between 3000-3500. thats a good ballpark.
Posted on 2/10/09 at 11:52 am to bignate76
bill i have TaylorBean letting us order it and countrywide doing it themselves. Also UWM out of michigan will let us order it but there rate is .375 higher than most . i personaly think in 3 months no one will be doing them
Posted on 2/10/09 at 11:53 am to bignate76
GA.
Unfortunately I know with FHA, my limit is $321 which puts me more in the 85-90% range. What is the rate on that right now.
Unfortunately I know with FHA, my limit is $321 which puts me more in the 85-90% range. What is the rate on that right now.
Posted on 2/10/09 at 11:55 am to igoringa
The lowest rate i am seeing on FHA is 4.875% and i am approved to lend in GA.
Posted on 2/10/09 at 12:00 pm to bignate76
Love the rate, just worry about the buydown to $321K (that would be $23K buydown for me)
Posted on 2/10/09 at 12:02 pm to bignate76
nate, my friend is looking to refi...
should he pull the trigger today for 5%?
or wait for it to go lower?
should he pull the trigger today for 5%?
or wait for it to go lower?
Posted on 2/10/09 at 12:08 pm to TheDoc
Doc that is the magic question. how far along is he in the process. If he has already submitted the loan to the lender then pull the triger. but if he is just now starting the process. hold tight a day or two i dont think we have seen the bottom
Posted on 2/10/09 at 12:12 pm to bignate76
okay good to know
thanks!
thanks!
Posted on 2/10/09 at 1:16 pm to TheDoc
nate - whats the projected bottom?
Posted on 2/10/09 at 2:07 pm to 633tiger
633 there is no projected bottom to be honest , my thought is 4.5%
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