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re: Is there any reason to have an IRA and a 401k?
Posted on 4/7/24 at 10:18 am to Bourre
Posted on 4/7/24 at 10:18 am to Bourre
You should look at other options for the money in the target date fund. They have high fees and average returns. You very likely can do better with the effort you are putting into your investing.
It is common to use IRAs for previous company money and 401k for current employer. Always take the company match. Not a problem to have both. It is good that you have both Roth and pretax contributions.
It is common to use IRAs for previous company money and 401k for current employer. Always take the company match. Not a problem to have both. It is good that you have both Roth and pretax contributions.
Posted on 4/7/24 at 10:22 am to Bourre
quote:
401k target date fund
get out that trash
it has been explained why here ad infinitum.
Posted on 4/8/24 at 11:43 am to Fat Bastard
quote:
it has been explained why here ad infinitum.
Do you have any links for threads I can go back to read? I don’t mind doing my own research and educating myself if you can point me into the right direction
Posted on 4/9/24 at 11:48 am to Bourre
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