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Investing — Mid Term Elections

Posted on 10/26/26 at 9:22 pm
Posted by GentleJackJones
Member since Mar 2019
5447 posts
Posted on 10/26/26 at 9:22 pm
Have some money to invest … checks have now been cut by the estate administrator and are
In the mail. …not a terrible amount. It’ll be right around $120k total ($93k this week and the balance toward the end of the year on a closing).

That said, should I immediately throw it in the market on an index fund or wait a bit? I’ve honestly don’t think I’ve ever invested right around election time. I’m not even sure of the investing trends
Posted by ItzMe1972
Member since Dec 2013
13011 posts
Posted on 10/26/26 at 10:26 pm to
What's your plan for the long haul?

Are these retirement funds?
This post was edited on 10/26/26 at 10:27 pm
Posted by LSUFootballLover
BR
Member since Oct 2008
4844 posts
Posted on 10/26/26 at 10:31 pm to
Similar situation, have some cash to invest for long term. I know you shouldn’t try to time the market but elections make me nervous.
Posted by Jcharles
Member since Sep 2026
151 posts
Posted on 10/27/26 at 6:31 am to
If you feel more comfortable, do it in increments over a short period of time. Then let it grow.
Posted by UltimaParadox
North Carolina
Member since Nov 2008
54685 posts
Posted on 10/27/26 at 7:26 am to
Historically midterms have very little effect on the markets if you have any decently long horizon this is nothing.

As posted above you could always spread it out over time
This post was edited on 10/27/26 at 7:27 am
Posted by GentleJackJones
Member since Mar 2019
5447 posts
Posted on 10/27/26 at 9:35 am to
Long term for me as in 10,15 years
This post was edited on 10/27/26 at 9:36 am
Posted by UltimaParadox
North Carolina
Member since Nov 2008
54685 posts
Posted on 10/27/26 at 10:17 am to
I wouldn't even worry about it.. Dump into your index of choice
Posted by CatfishJohn
Member since Jun 2020
23701 posts
Posted on 10/27/26 at 10:19 am to
quote:

Historically midterms have very little effect on the markets i


Healthcare will move based on results.

I'd steer clear of it until we know what happens.
Posted by Bestbank Tiger
Premium Member
Member since Jan 2005
83827 posts
Posted on 10/27/26 at 12:45 pm to
quote:

elections make me nervous.


One of the financial advisors with a radio show broke down the historical results.

There are eight possible combinations for the president, Senate, and House. We've never had a Republican Senate with a D House and D president. The annual return on the S&P for the other 7 combinations? All within 2 percentage points of each other.

Go $SPY if you don't want to overthink it.
Posted by jrobic4
Baton Rouge
Member since Aug 2011
14113 posts
Posted on 10/27/26 at 1:46 pm to
Three words: dollar cost averaging

Add the fact that the rest of your money can earn between 4-5% while waiting to go in the market, spreading it out over 12 months is not a bad plan
This post was edited on 10/27/26 at 1:48 pm
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