0
- My Forums
- Tiger Rant
- LSU Score Board
- LSU Recruiting
- SEC Rant
- SEC Score Board
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: How to deal with living in a money pit? Feeling a bit stuck...
Posted on 9/30/26 at 8:06 am to StringedInstruments
Posted on 9/30/26 at 8:06 am to StringedInstruments
I think you're worried over nothing or your wife is . I'd put a band-aid repair over what you can see if it bothers you that much and go on. Wait til you inherit the money then fix it if it still bothers you. is the kitchen functional? if it is it doesn't need work
Posted on 9/30/26 at 1:44 pm to CalcuttaTigah
quote:
Also, not trying to be an ahole but “droppings in the attic” means you removed and replaced all insulation?
No - half the attic wasn't even insulated. A lot of the batts had been torn up or were missing completely. The droppings were icing on the shite sandwich.
Posted on 9/30/26 at 1:45 pm to catfish 62
quote:
.why did you draw on a HELOC just to put it in a savings account? Unless the rate on the savings account is the same(which I know it’s not)? Borrowing at 8-10% to save at 3-4%?
I didn't want to deplete our emergency savings for the house. So we drew $5000 from the HELOC to avoid that. If I need to pay off the $5000, I can in one payment, but it depletes savings for any future emergencies.
Posted on 9/30/26 at 1:57 pm to StringedInstruments
why not deplete the savings and only hit the HELOC if something happens before the savings gets replenished?
Posted on 9/30/26 at 4:10 pm to StringedInstruments
quote:
I didn't want to deplete our emergency savings for the house. So we drew $5000 from the HELOC to avoid that. If I need to pay off the $5000, I can in one payment, but it depletes savings for any future emergencies.
I understand that, but any good HELOC provider should fund you the same day you make a draw request. And if not, could use a credit card for the one day delay.
But if you want the comfort of having the cash sitting there that you can see, I get it.
Posted on 9/30/26 at 7:05 pm to StringedInstruments
quote:
But the inspection we paid for was absolutely criminal
Did a realtor line this up? The one thing i will 100% do if i ever buy another house is pay for an independent inspection. Usually, people rely on their realtor to line that up, how many times do you think that inspector will find enough stuff to kill the deal before the realtor finds someone else?
Page 2 of 2
Popular
Back to top
Follow TigerDroppings for LSU Football News