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Message
Home Mortgage Question
Posted on 4/25/18 at 4:05 pm
Posted on 4/25/18 at 4:05 pm
I have a buddy who bought a house with his fiance' a few years ago. Well needless to say they didn't get married and are now splitting up. She doesn't want anything equity in the house just her name off of the mortgage. Does he have to refi his loan or is there just some paperwork he can do to get her removed?
4
Posted on 4/25/18 at 4:57 pm to LSUGRAD2008
Remember all that paperwork he did when they bought the house? Yeah, all that.
Posted on 4/25/18 at 5:15 pm to poochie
That sucks
Posted on 4/25/18 at 7:25 pm to LSUGRAD2008
You, I mean your friend, has to refinance and she’ll have to sign a quit-claim deed at closing. Hopefully you, I mean your friend has enough income and credit score and equity to get it done.
Might be time to just sell it, market is good, the house was bought for a family that doesn’t exist.
Might be time to just sell it, market is good, the house was bought for a family that doesn’t exist.
Posted on 4/25/18 at 10:41 pm to LSUGRAD2008
Definitely has to refinance
Posted on 4/26/18 at 6:08 am to LSUGRAD2008
You need to refi and have her do a QC Deed. I’ll take mortgage paperwork & cost over divorce paperwork and cost every single time
Posted on 4/26/18 at 7:17 am to deeprig9
quote:
Hopefully you, I mean your friend
Posted on 4/26/18 at 8:18 am to deeprig9
quote:
Hopefully you, I mean your friend
Not me I did one divorce I definitely learned my lesson
Posted on 4/26/18 at 12:15 pm to deeprig9
quote:
has to refinance and she’ll have to sign a quit-claim deed at closing.
Also don't forget to have her removed from the homeowners/flood insurance policies on the house. That should only require a signed form and maybe a copy of the QC deed.
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