Started By
Message

re: Fold Bitcoin Card Users- Mortgage/Car Note/etc bill pay for rewards is live

Posted on 5/25/22 at 9:38 am to
Posted by TigerTatorTots
The Safeshore
Member since Jul 2009
81720 posts
Posted on 5/25/22 at 9:38 am to
quote:

I just did a test by paying $.1 bill through PayPal with the card going towards my mortgage. The transaction went through but it says in my mortgage statement that the payment was put down on my principal. How do I apply the money to the monthly note through Paypal?
Not sure there - I did the test payments for everything except my mortgage. I just did that one in full the first time and assumed that if it didn't apply it correctly, I could call the mortgage company and have them change the payment to cover my next month's due. For my car note and credit cards, the test payment just reduced the overall amount that was due as one would expect. Mortgage may be different with test payments.
Posted by TigerTatorTots
The Safeshore
Member since Jul 2009
81720 posts
Posted on 5/25/22 at 9:42 am to
Also, now that yall are starting to pay your bills with the card, the best way to maximize btc rewards is to have a lot of extra spins. Various ways to get extra spins:

1 per day for being the Spin+ card holder (the $150 fee card)
1 per day for having a balance over $1,000 on the card
3 max per day by playing the game in the app
3 every Friday for being a Spin+ card holder
1 extra spin for a purchase over $250

Extra spins expire after 7 days and you can see when they are expiring in the app.

A new wheel is dropping later today and they usually give a couple spins to everyone when that happens
This post was edited on 5/25/22 at 9:43 am
Posted by tigerpawl
Can't get there from here.
Member since Dec 2003
22628 posts
Posted on 5/25/22 at 5:03 pm to
I funded my Fold card last Friday and it's still not showing up on the Fold card. How long does it generally take?

BTW... my son paid his mortgage this morning using his Fold card and his connected PayPal account and got back $73 (in BTC).
Posted by TigerTatorTots
The Safeshore
Member since Jul 2009
81720 posts
Posted on 5/25/22 at 10:01 pm to
quote:

I funded my Fold card last Friday and it's still not showing up on the Fold card. How long does it generally take?

The delay is on the bank end - typical bank transfers are ~4 business days. Could take longer depending on bank.

quote:

BTW... my son paid his mortgage this morning using his Fold card and his connected PayPal account and got back $73 (in BTC).

Hell yea, that is a nice win there
Posted by bbap
Baton Rouge, LA
Member since Feb 2006
96519 posts
Posted on 3/13/23 at 10:23 am to
Has the Fold/Paypal Billpay link broken for anyone else? I'm seeing some reports that it has, and a buddy of mine told me he can't get it to work.

I've got a couple of bills to pay Wednesday and just curious if it's even worth trying to pay through Paypal billpay using funds from Fold Card.
Posted by eng08
Member since Jan 2013
5997 posts
Posted on 3/13/23 at 10:25 am to
Did t go Du process through SVB or SBNY?
Posted by bbap
Baton Rouge, LA
Member since Feb 2006
96519 posts
Posted on 3/13/23 at 10:28 am to
i havent done anything as my bills are due until the 15th. I'm just seeing it all over reddit and twitter. It started a week or two weeks ago, allegedly.

I doubt it has anything at all to due with SVB or SBNY.
Posted by TigerTatorTots
The Safeshore
Member since Jul 2009
81720 posts
Posted on 3/13/23 at 10:50 am to
quote:

Has the Fold/Paypal Billpay link broken for anyone else? I'm seeing some reports that it has, and a buddy of mine told me he can't get it to work.

Yes, Payball bill pay with Fold is not working for anyone right now. Fold is saying it is a paypal issue, Paypal saying it is a Fold issue
Posted by bbap
Baton Rouge, LA
Member since Feb 2006
96519 posts
Posted on 3/13/23 at 10:53 am to
I have a feeling this cheat code/loophole has been closed.
Posted by zeto
BR
Member since Oct 2006
1241 posts
Posted on 3/13/23 at 10:53 am to
My issue started on Friday. Still happening as of this morning. I cannot make any payments to cc's or mortgage. I was able to make a payment to Entergy using paypal/fold, however. So it obviously has to do with the merchant codes.
Posted by TigerTatorTots
The Safeshore
Member since Jul 2009
81720 posts
Posted on 3/13/23 at 10:55 am to
I'm really hoping it hasn't. I've earned about 8 million sats (~$1,900) in rewards by paying off my mortgage, car note, and CCs via Fold since starting this thread last year
This post was edited on 3/13/23 at 10:56 am
Posted by bbap
Baton Rouge, LA
Member since Feb 2006
96519 posts
Posted on 3/13/23 at 10:57 am to
I hope not either, just feels that way. I haven't made quite that much but I've made a decent amount of free money, and it would be a shame for it to end.
Posted by Delacroix22
Member since Aug 2013
4434 posts
Posted on 3/13/23 at 2:17 pm to
I had an issue about a week or two ago laying my American Express bill.

But it eventually went through.

If this loophole is closed I’ll be done with fold. But I don’t see any reason why it would be closed.

You can do bill pay through PayPal with any bank or debit card.
Posted by TigerTatorTots
The Safeshore
Member since Jul 2009
81720 posts
Posted on 3/13/23 at 2:20 pm to
quote:

If this loophole is closed I’ll be done with fold
Same, rewards have been watered down to the point where it doesn't make much sense outside of the ACH transactions
Posted by Delacroix22
Member since Aug 2013
4434 posts
Posted on 3/13/23 at 3:54 pm to
Yeah. I’ve gotten one 3% spin and I’ve been on it for a few months. Most are 1.5%. I stop spinning when I hit a 2% to 1.5%.

It’s worth having once you factor in the monthly subscription rate.

But it’s only worth having when I pay everything with my American Express and then pay my Amex off with fold. I also pay off one debt payment with it which is nice. But that’s it.

Without being able to pay my credit off with fold PayPal it’s not quite worth it. We shall see.
Posted by tenderfoot tigah
Red Stick
Member since Sep 2004
11237 posts
Posted on 3/13/23 at 5:14 pm to
I just tried multiple bills. Still down.
Posted by Delacroix22
Member since Aug 2013
4434 posts
Posted on 3/14/23 at 4:51 am to
Well that fricking sucks to hear
Posted by Delacroix22
Member since Aug 2013
4434 posts
Posted on 3/15/23 at 9:19 am to
Any updates on this? This really sucks.

EDIT:

So my American Express Pltinum bill on PayPal is a different AmEx label. My Delta AmEx credit card worked last month.

So I changed my Platinum to the "American Express – Personal Cards - Financial Services Payment" the same as my Delta Card and it is no longer just "American Express".... and the payment is now processing and appearing on my AmEx bill as in process and got the green check and everything and it usually takes a few hours for it to pop up on my Fold as a charge. But it seems to be working. Will update.
This post was edited on 3/15/23 at 9:29 am
Posted by bbap
Baton Rouge, LA
Member since Feb 2006
96519 posts
Posted on 3/15/23 at 9:55 am to
quote:

and it usually takes a few hours for it to pop up on my Fold as a charge.


Interesting, all of my Paypal payments have always shown up immediately in Fold in the past when everything was properly working.

Credit cards (both Chase and Amex), as well as mortgage, car note, etc.
Posted by tenderfoot tigah
Red Stick
Member since Sep 2004
11237 posts
Posted on 3/22/23 at 8:20 pm to
I'm going to look into the PayPal debit card. That's 1% cash back with minimal effort to move money around if it works.
first pageprev pagePage 2 of 4Next pagelast page

Back to top
logoFollow TigerDroppings for LSU Football News
Follow us on X, Facebook and Instagram to get the latest updates on LSU Football and Recruiting.

FacebookXInstagram