re: Credit Card Rewards and Points Discussion

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I’ve never thought of transferring SW points to Chase

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You can't transfer from SW to Chase. Only Chase to SW, but I advise against it for the reason cited.

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How do you book your companion if you have a companion pass?

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You book the ticket with dollars or points with the account that has CP. After you are done booking the ticket you go back to that account and go to your reservations. There will be a button that says "Add Companion".

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I currently have the CSR but I am looking at something specifically for gas & groceries (we spend $1,000+ monthly).

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Chase Freedom for rotating categories, or Chase Freedome Unlimited for 1.5 on everything. I have the Freedom Unlimited and it's working well.

1)Lying
2) Attributing something like selling a few things on eBay as a "business"

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Chase is a bit more strict but people have had success by putting like $2,000 in revenue and 2 years in business. I'll be trying to get one of those next.

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I got Ink preferred with zero problems

I have two Chase business cards from before they started clamping down.

You will only get one card max without a legit business from what I read these days.

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am looking at something specifically for gas & groceries (we spend $1,000+ monthly). 

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As others have said, Chase freedom frequently has rotating 5% gas stations and grocery. IMO if you have the CSR, having the Freedom is a must because you can combine points. I rack up with those 5% categories then move to my CSR account to get the better value.

Also the Amex gold has 4x's at supermarkets (and dining).

Anybody have any strong opinions on the SW deal they are running now for 30k points and a companion pass through 12/31? Have a flight from Birmingham to San Fran with the wife in may that it might make it worth it but I'm not sure

Makes sense, thanks for the input. We already have The CSP but are saving those point for flights to Greece Summer 2020. I read the comments on the previous page about how to get a business card without actually owning a business but have rental property so I guess I could count that as a business without SW checking into it too hard correct?

Points gurus, I am in the process of planning my honeymoon in January 2020. We are looking at doing an all-inclusive in the Caribbean. I know that's a contentious subject itself, but we've never done it and that is what we have decided on for the honeymoon. I have looked at several islands, but leaning toward St. Lucia currently.

I would like to utilize points as best as possible. Currently I'm sitting on about 80k UR points and 80k United Miles. The United Miles seem pretty worthless for Caribbean award travel from the searches I've done.

My plan right now is to rack up as many UR points as possible and book an all-inclusive through the Chase portal. I've got a CSR, Freedom, Freedom Unlimited, and Ink Cash. I've done some manufactured spending before and plan to start up again. I figured I would do this for a few months and then book around mid-June, 7 months in advance of our trip.

I guess I have two questions:
1) Is mid-June a good time to book a mid-January 7 night stay at an all-inclusive? Too late? Or can I wait later?
2) Is there any other strategies you would use to build up points or use the points more efficiently? I am over 5/24 until March 10... so I was trying to hold out until then before doing any more credit card churning.

The Sandals Grand St. Lucian is what I was actually leaning towards.. also checking out the Anse Chastanet but that's likely going to be out of our price range.

Yes, we will very likely fly out of Nola unless somehow BTR has a better option. I'm holding off until March 10 to get under 5/24 and get a couple more Chase cards, but I could grab an AA or Delta at that point as well. I've also never dabbled with Amex MR, I keep waiting to see that Platinum 100k offer..

Fiancé is 2/24, so she could churn some UR earning cards, but I am wary of combining our points until we are under the same "household." I wonder if I could call the CSR instead of booking through the portal, and see if they could combine our points and book our stay over the phone.