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re: Credit Card Rewards and Points Discussion

Posted on 6/24/18 at 9:05 am to
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
30099 posts
Posted on 6/24/18 at 9:05 am to
Speaking of, I got another mailer. I checked my last post on the subject, and it was only about two months ago. So I was being conservative in saying it was quarterly
Posted by TheChiefHasArrived
Member since Dec 2011
709 posts
Posted on 6/24/18 at 12:14 pm to
quote:

My wife got a targeted offer in the mail for the Amex platinum, 100K points. Can I get I get the same deal (instead of her) using her promo code or does it just apply to her? I don’t know if it’s relevanr but I recently cancelled the business platinum but have never had the regular platinum.


I've tried with a friend and he couldn't use mine. I have gotten 2 65K Citi AA mailer, is this the one y'all are referring to that I can just churn? Has a 9 digit code.
This post was edited on 6/24/18 at 12:31 pm
Posted by Sho Nuff
Oahu
Member since Feb 2009
12776 posts
Posted on 6/24/18 at 2:58 pm to
quote:

Anybody taking advantage of this Iberia Avios promotion?

I was close to doing it but since I'm in Hawaii...
quote:

but I can't seem to find any reward redemption.

I wasn't seeing anything either so I didn't do it.
Posted by Sho Nuff
Oahu
Member since Feb 2009
12776 posts
Posted on 6/24/18 at 2:59 pm to
Anyone taking the Marriott 100k offer? To me it's basically 33,000 SPG points. Just not sure if I should use up a 5/24 as I think this would put me at it.

I'll ask again, anyone have thoughts on SPG nights and flights vs Marriott? Seems Marriott is better.
Posted by Waffle House
NYC
Member since Aug 2008
3978 posts
Posted on 6/24/18 at 4:08 pm to
Partner awards on IB have to be RT. I found several looking out to next spring for transatlantic business class on AA metal.
Posted by BayouLSU
down south
Member since Feb 2007
479 posts
Posted on 6/24/18 at 5:05 pm to
Are you using it?
Posted by speckledawg
Somewhere Salty
Member since Nov 2016
4171 posts
Posted on 6/25/18 at 10:08 am to
quote:

You could transfer your points to Freedom (if you don't have Freedom apply for it), or possibly product change CSP to Freedom.

Then wait a month or so and apply for CSR.

You keep your points and get both bonuses.




He wouldn't be able to get the CSR bonus if he got the CSP bonus less than 2 years ago, right? I will be at 2 years with CSP this fall and was waiting until then for the CSR, assuming that I read it correctly.
Posted by GeauxTigers2007
Member since Apr 2007
765 posts
Posted on 6/25/18 at 11:31 am to
Apologize in advance, as I'm sure this has been covered multiple times.

Looking to add another card that increases my cash back. Currently have Chase Freedom that gives 5% on quarterly rotating categories, as well as 1% on all other purchases. Looking at either Chase Freedom Unlimited which gives 1.5% on all purchase (and can combine points between the two cards) or the Citi Double Cash which is 2%. Does it make more sense to stick with another Chase card, or not? Am I overlooking a better option with another card?
Posted by Croacka
Denham Springs
Member since Dec 2008
61450 posts
Posted on 6/25/18 at 1:39 pm to
Depends on where the majority of your money is spent


Popular choice is to pair CF and CFUnlimited with a premium chase card for the redemption bonus/travel rewards.

If you are stuck on cash back, you can look at the Amex blue cash preferred or the Costco Visa. Both have some popular category rates but the double cash is a good option all-around cash back card
Posted by helluvaday
Member since Jun 2018
443 posts
Posted on 6/25/18 at 5:42 pm to
I'm currently 14,000 away from hitting companion pass status with SW. If I hit 110,000 miles by September does that mean I get 3 months of companion pass or 15?
Posted by Croacka
Denham Springs
Member since Dec 2008
61450 posts
Posted on 6/25/18 at 5:49 pm to
15 months

It’s the year you complete it in and the following year
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
30099 posts
Posted on 6/25/18 at 7:27 pm to
quote:

Are you using it?


Not planning on it. While the points are great, many of the benefits are duplicitous to the Sapphire Reserve, so I would rather just app something like the Ink Preferred.
Posted by helluvaday
Member since Jun 2018
443 posts
Posted on 6/25/18 at 7:45 pm to
Thanks!
Posted by TheChiefHasArrived
Member since Dec 2011
709 posts
Posted on 6/26/18 at 1:55 pm to
I jumped on the Amex 100K mailer in January. I initially thought I'd end up canceling as well since the CSR benefits overlap too much to justify $550 fee. The 5x on flights was initially great,especially to hit spend, but then I realized that Platinum has little to no trip delay/cancelation protection and don't think the extra earnings are worth it. Recently I realized I end up taking advantage of the Amex Offers, uber, and airline credit (I just buy a SW GC) that I may end up keeping it. I haven't gotten much or any use of the other benefits like Hilton/Marriott gold, Fine Hotel collection yet. Ideally I'll call to cancel and they'll offer me a retention offer and we both win. AMEX is great for business class travel though, I plan on going Round the World next year.
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
30099 posts
Posted on 6/26/18 at 5:39 pm to
If I thought I would use the $200 Uber credit, it might change the calculus, but I won't. I *might* get $50 a year out of it, or I would find myself using Uber just to use up the credit
Posted by Teddy Ruxpin
Member since Oct 2006
40168 posts
Posted on 6/26/18 at 6:09 pm to
It works towards Uber Eats too
Posted by Teddy Ruxpin
Member since Oct 2006
40168 posts
Posted on 6/26/18 at 6:11 pm to
quote:


He wouldn't be able to get the CSR bonus if he got the CSP bonus less than 2 years ago, right? I will be at 2 years with CSP this fall and was waiting until then for the CSR, assuming that I read it correctly.



Ya, sorry if I caused any confusion but that is true. He'd have to wait the two years. I thought he implied that much time had passed.

ETA: sounds like he got the bonus in October 2017 so he'd have to wait until that date in October 2019.
This post was edited on 6/26/18 at 6:13 pm
Posted by GeauxTigers2007
Member since Apr 2007
765 posts
Posted on 6/27/18 at 9:08 am to
Ended up going with Sapphire Reserve. Once I get the card in, I'm going to transfer my current Freedom point balance to the CSR card and redeem them for 1.5 travel points for our trip to Disney this fall.


Now, I just need to figure out if I'm better off keeping the Freedom card or changing it over to the Freedom Unlimited.
This post was edited on 6/27/18 at 9:08 am
Posted by Croacka
Denham Springs
Member since Dec 2008
61450 posts
Posted on 6/27/18 at 4:04 pm to
I have all 3 which is really the best mix, if you’re willing to manage that many cards.

Applying for 2 cards in one day would have been ideal had you wanted to have all 3 though.
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
30099 posts
Posted on 6/27/18 at 5:23 pm to
quote:

Now, I just need to figure out if I'm better off keeping the Freedom card or changing it over to the Freedom Unlimited.


There's no reason to not keep (or get) both.
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