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re: Credit Card Rewards and Points Discussion

Posted on 11/20/17 at 10:37 am to
Posted by Teddy Ruxpin
Member since Oct 2006
40187 posts
Posted on 11/20/17 at 10:37 am to
quote:

Why not? Instead of charging it on the Reserve she would charge it on the Freedom. And you would use the Reserve. She gets 1.5x on everything so she'll earn more points than you because yours only earns 1x on everything, unless you are at a restaurant or for travel (3x for those). I am assuming you both are together most of the time when eating out or travelling so you can always use your reserve on those circumstances.


Yep. Due to 5/24, my wife has Reserve and Freedom Unlimited and I don't. So I just have her pay this stuff when we're out together. I look like a deadbeat sometimes
Posted by Hammond Tiger Fan
Hammond
Member since Oct 2007
16354 posts
Posted on 11/20/17 at 11:00 am to
quote:

She gets 1.5x on everything so she'll earn more points than you because yours only earns 1x on everything, unless you are at a restaurant or for travel (3x for those). I am assuming you both are together most of the time when eating out or travelling so you can always use your reserve on those circumstances.


Ahh, I see now why y'all are suggesting both. I thought the Reserve produced the best residual award points. One more questions, if I'm traveling with the family, can all of us get access to the airport lounges, or just the card holder? Same question as well for the TSA pre check-in perk??
This post was edited on 11/20/17 at 11:03 am
Posted by Teddy Ruxpin
Member since Oct 2006
40187 posts
Posted on 11/20/17 at 11:05 am to
quote:

, if I'm traveling with the family, can all of us get access to the airport lounges, or just the card holder?


The Reserve comes with guest privileges for the Priority Pass lounges, however, how many is determined by the specific lounge, which is fair enough when you consider overcrowding.

quote:

Same question as well for the TSA pre check-in perk??


The $100 Global Entry perk can only be used once every 5 years.
This post was edited on 11/20/17 at 11:05 am
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 11/20/17 at 11:19 am to
quote:

The Reserve comes with guest privileges for the Priority Pass lounges, however, how many is determined by the specific lounge, which is fair enough when you consider overcrowding


Just add - that technically you can bring in any number of family plus 3 guests. Which works as you would expect in most cases. But sometimes lounges will restrict access due to overcrowding.

In the last 3 years I have never been denied access. But I have heard it happens quite often. Been a bit lucky here.
Posted by Drew Orleans
Member since Mar 2010
21577 posts
Posted on 11/20/17 at 4:55 pm to
Just upgraded from the Amex gold to platinum with to 60k points for 5k spent in the first 3 months offer...
Pumped about getting this card.
Icing on the cake that I get the AF waived.
Posted by Dead Mike
Cell Block 4
Member since Mar 2010
3816 posts
Posted on 11/20/17 at 6:39 pm to
Trying to figure out my next move. Definitely planning to get the 60k Barclay JetBlue bonus, was intending to get the IHG card with 100k or 80k bonus but those offers aren’t available anymore. I’m not a hardcore churner and I’m at 4/24 with the CSR and CSP so far this year, was thinking of going with the United MPE in preparation for a Europe trip in Spring 2017 or more likely 2018.
Posted by tduecen
Member since Nov 2006
161244 posts
Posted on 11/20/17 at 8:35 pm to
Is there a card that will buy Airline miles?
I have miles on Delta, Southwest, American Airline, and Spirit and would love to consolidate these miles into one card
Posted by Athanatos
Baton Rouge
Member since Sep 2010
8171 posts
Posted on 11/21/17 at 7:19 am to
Probably a little late to plan a Spring 2017 vacation.
Posted by TheChiefHasArrived
Member since Dec 2011
709 posts
Posted on 11/21/17 at 7:58 am to
How'd you get the Amex Platinum fees waived? I've got some big purchases coming up and was thinking about getting a new card to max out the bonuses, and have been wondering about the Platinum but the AF is pretty hefty to me. I have the Sapphire Preferred and I feel like most of the perks overlap so I'm not sure if the fee is worth it even considering it'd probably be a wash first year with the bonus.
This post was edited on 11/21/17 at 8:08 am
Posted by Drew Orleans
Member since Mar 2010
21577 posts
Posted on 11/21/17 at 8:36 am to
Active duty orders.

If you use the Uber and airline credits that effectively drops it to 150.
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 11/21/17 at 8:46 am to
I would recommend the Ink Preferred for 80K UR. It is a business card but you can get it no problem even if you dont have a business.
Posted by Drew Orleans
Member since Mar 2010
21577 posts
Posted on 11/21/17 at 8:52 am to
The chase ink card will probably be my third card just for the office supply/gas points scheme. Not sure when I add that one though.
Posted by Dolemite
Lake Charles
Member since Dec 2006
1021 posts
Posted on 11/21/17 at 9:47 am to
My wife and I currently have the Chase Marriot rewards card with 90 k points on it. It is the only card we have. We very seldom fly, but use hotels several times a year. What card or cards would you guys recommend us getting? Hopefully something we can transfer these points to and with a big bonus. TIA
Posted by Teddy Ruxpin
Member since Oct 2006
40187 posts
Posted on 11/21/17 at 9:51 am to
quote:

Is there a card that will buy Airline miles?
I have miles on Delta, Southwest, American Airline, and Spirit and would love to consolidate these miles into one card


I think you're asking something that doesn't exist. The only way to really trade miles to other programs is if they have agreements in place to do so. Outside of that, you have to go black market which can get your accounts shut down.
Posted by TigerFanatic1
Monroe, LA
Member since Aug 2007
2115 posts
Posted on 11/21/17 at 1:15 pm to
quote:

Ink Preferred for 80K UR. It is a business card but you can get it no problem even if you dont have a business.


Can you give me some pointers on getting it?
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 11/21/17 at 1:36 pm to
Sure.
This post was edited on 11/21/17 at 5:23 pm
Posted by TigerFanatic1
Monroe, LA
Member since Aug 2007
2115 posts
Posted on 11/21/17 at 3:47 pm to
Got it and email sent.
This post was edited on 11/21/17 at 3:54 pm
Posted by Lsut81
Member since Jun 2005
82917 posts
Posted on 11/21/17 at 7:41 pm to
quote:

Just upgraded from the Amex gold to platinum with to 60k points for 5k spent in the first 3 months offer...


Waiting for them to run 100k again... churned and burned it then went to reserve... now burned the reserve, so need another big one.
Posted by Drew Orleans
Member since Mar 2010
21577 posts
Posted on 11/21/17 at 7:47 pm to
I think the 100k is only for New card applications. This was just an upgrade.
Posted by Lsut81
Member since Jun 2005
82917 posts
Posted on 11/21/17 at 7:57 pm to
quote:

think the 100k is only for New card applications. This was just an upgrade.


You should be eligible if you haven’t gotten it in 2yrs... not sure though.

But I haven’t seen the 100k in a while
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