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Started By
Message
re: Credit Card Rewards and Points Discussion
Posted on 7/29/17 at 7:23 am to VABuckeye
Posted on 7/29/17 at 7:23 am to VABuckeye
quote:
Or use a card that produces UR points or miles and potentially get more than a .02 return if you're a traveler.
What card gives unlimited points on every purchase not just certain categories?
2
Posted on 7/29/17 at 8:07 am to highcotton2
Most of them. Chase Sapphire Reserve, Amex Gold personal or business. Same with Platinum which got an upgrade to its rewards. All of the airline branded or hotel branded cards. There are tons of cards that don't restrict the number of points/miles you can earn with them.
Posted on 7/30/17 at 9:00 am to VABuckeye
So if anyone was curious my wife now has her 6th open Chase personal card. This is the second time she's had a United card. The offer was 70k plus 5k for AU (one purchase) after 3k spend so 78,000 miles on her United account.
I'll drop myself as the AU down the road after I make the purchase.
Apparently Chase has changed their two year bonus policy slightly. Now they won't approve your card if you had received the bonus in the last 24 months. They will just deny outright. Before it was possible to get the card but not earn the bonus if you screwed up the timing. Not something you should mess up to begin with but now there's a "control".
I'll drop myself as the AU down the road after I make the purchase.
Apparently Chase has changed their two year bonus policy slightly. Now they won't approve your card if you had received the bonus in the last 24 months. They will just deny outright. Before it was possible to get the card but not earn the bonus if you screwed up the timing. Not something you should mess up to begin with but now there's a "control".
This post was edited on 7/30/17 at 9:02 am
Posted on 7/31/17 at 10:25 am to Teddy Ruxpin
Question for the award booking folks.
If I have an international business saver award, but the domestic leg from my home airport to the international gateway is only available at Standard Economy, will that be bookable for being added on at no additional point cost? I'm aware I'd probably pay the dollar fee for changing my award ticket.
Seems to me that it may since I'm paying the Business rate and business saver or econ saver would have ticketed if available, that standard would as well.
Thanks
In other news there is a $109 fare on Frontier to IAD for the date I need to connect there the day before our trip out of there to Africa. Even if we check our bags for that leg due to Frontier's policy, it would be super cheap but I'm not too sure about Frontier on the front end of an Africa trip.
If I have an international business saver award, but the domestic leg from my home airport to the international gateway is only available at Standard Economy, will that be bookable for being added on at no additional point cost? I'm aware I'd probably pay the dollar fee for changing my award ticket.
Seems to me that it may since I'm paying the Business rate and business saver or econ saver would have ticketed if available, that standard would as well.
Thanks
In other news there is a $109 fare on Frontier to IAD for the date I need to connect there the day before our trip out of there to Africa. Even if we check our bags for that leg due to Frontier's policy, it would be super cheap but I'm not too sure about Frontier on the front end of an Africa trip.
This post was edited on 7/31/17 at 12:59 pm
Posted on 7/31/17 at 1:29 pm to Teddy Ruxpin
quote:
Teddy Ruxpin
No. It will have to be a saver award. Biz or Econ. As long as its saver, either one of those would be a free add-on.
That said, I would still call in and a couple times to see if they can do something for you.
This post was edited on 7/31/17 at 1:29 pm
Posted on 7/31/17 at 1:34 pm to AmeriKop45
quote:
No. It will have to be a saver award. Biz or Econ. As long as its saver, either one of those would be a free add-on.
That said, I would still call in and a couple times to see if they can do something for you.
Ya, that was what I figured. Thanks.
Not too big a deal. There's a southwest flight to DCA for $245 that I have enough points with SW to cover 1 ticket on if I need to.
I have to eye JFK to AUS though. United doesn't fly that route but American and Delta have nonstops (and Jetblue but their schedule sucks). Not enough scrap Skypesos to cover as of now
One day I'll pay someone to burn my 250,000 American miles.
This post was edited on 7/31/17 at 1:36 pm
Posted on 7/31/17 at 3:44 pm to Teddy Ruxpin
Etihad has a decent footprint in Africa does it not? Could've maybe used them on your Africa trip.
Posted on 7/31/17 at 3:48 pm to AmeriKop45
quote:
Etihad has a decent footprint in Africa does it not? Could've maybe used them on your Africa trip.
As far as I know, the best way to Africa with American was via Qatar/Doha with regards to the special exemption Doha receives in their routing rules so you don't get charged for each segment since Europe is the only continent besides Doha you are allowed to transit to Africa. I didn't find any thing for our dates though.
My wife gives me pretty specific dates that I end up having to work with, instead of the ideal scenario where dates/destinations choose your vacation.
Hence why United/Star Alliance end up working for us more often than not.
This post was edited on 7/31/17 at 3:52 pm
Posted on 7/31/17 at 4:02 pm to Teddy Ruxpin
quote:
Hence why United/Star Alliance end up working for us more often than not.
As it almost always does. Love *A for this reason.
Posted on 7/31/17 at 5:48 pm to AmeriKop45
Needing a little help. I am making a weekend trip to houston in a couple of weeks. I was going to transfer some of my UR points over to Marriott to pay for the room. My understanding is the points are 1:1 The price of the Room is 159 but the points cost is 25,000. Am I missing something here? I thought it would be 15,900 or 16k points. Any help or better way to do this is appreciated. TIA
Posted on 7/31/17 at 5:55 pm to secondandshort
You're conflating Marriott's program with Chase's.
If you transfer your points to Marriott you fall under their rules for redeeming.
If you keep your points with Chase your points are worth a fixed amount, ie 1.25 or 1.5 cents per dollar.
Either way using points for a $159 hotel room is a shitty redemption at the level of points needed.
If I were you I would Google as much as I could about the Chase UR program and read blogs before you cost yourself hundreds if not thousands of dollars.
If you transfer your points to Marriott you fall under their rules for redeeming.
If you keep your points with Chase your points are worth a fixed amount, ie 1.25 or 1.5 cents per dollar.
Either way using points for a $159 hotel room is a shitty redemption at the level of points needed.
If I were you I would Google as much as I could about the Chase UR program and read blogs before you cost yourself hundreds if not thousands of dollars.
This post was edited on 7/31/17 at 6:04 pm
Posted on 7/31/17 at 6:01 pm to secondandshort
The points are a a 1:1 transfer, e.g. 1,000 UR points will become 1,000 Marriott points. That doesn't necessarily mean that 10,000 Marriott points is worth $100.
If you aren't married to the Marriott, the Hyatt Regency in Houston is very nice and is only 12,000 points per night.
If you aren't married to the Marriott, the Hyatt Regency in Houston is very nice and is only 12,000 points per night.
This post was edited on 7/31/17 at 10:05 pm
Posted on 7/31/17 at 6:16 pm to Teddy Ruxpin
Thanks. I am a rookie at this but have managed to stockpile a good chunk of points. Just kind of wanted to use some. Sometimes I feel like I just save and save and never use them.
I'll look into the Hyatt as well.
I'll look into the Hyatt as well.
This post was edited on 7/31/17 at 6:17 pm
Posted on 7/31/17 at 6:35 pm to secondandshort
Transferring UR or MR points to hotels is usually a bad redemption.
The way to do this if you have to do it is to transfer MR points to Starwood at 1000:500 and then tranfer Starwood points to Marriott at 1000:3000.
Then 1000 MR points becomes 1500 Marriott points. At least then you get a premium for the points. Transferring UR points at 1000:1000 makes no sense at all as you found out.
The way to do this if you have to do it is to transfer MR points to Starwood at 1000:500 and then tranfer Starwood points to Marriott at 1000:3000.
Then 1000 MR points becomes 1500 Marriott points. At least then you get a premium for the points. Transferring UR points at 1000:1000 makes no sense at all as you found out.
This post was edited on 7/31/17 at 6:38 pm
Posted on 7/31/17 at 7:12 pm to highcotton2
The Citi Double Cash is the best for me. I don't eat out alot, I love never flown, and I use my credit card like a debit card. I pay the balance of every morning.
This post was edited on 7/31/17 at 7:13 pm
Posted on 7/31/17 at 9:31 pm to MontyFranklyn
The USAA 2.5% card >> Double Cash
Posted on 7/31/17 at 9:48 pm to GenesChin
USAA card isn't publicly available to non-members though right?
I may get it some day if the other programs can't be leveraged any more.
Thanks for the membership pops.
I may get it some day if the other programs can't be leveraged any more.
Thanks for the membership pops.
This post was edited on 7/31/17 at 9:49 pm
Posted on 7/31/17 at 10:14 pm to secondandshort
While the pros on this thread get great airline redemptions, I've never had the energy for it. Take a look at Hyatt redemptions. You will frequently get 2-3 cents per point in value. And while you can sometimes do better, any redemption that gets you 2 cents per point is reasonable in my mind. Never, ever take worse value than 1.5 cents per point, as that's what you can get just by using them straight up as a Reserve cardholder.
To expound on Hyatt redemptions, the point valuations are static. Put another way, each hotel is so many points per night, always. It doesn't matter how much the room currently costs. The Regency downtown in Houston is currently running about $200 per night, plus tax. I've stayed there at peak times, like when LSU played a baseball tournament this year, when it was flirting with $400 a night plus tax. Doesn't matter, still 12,000 points (and you pay no taxes).
The Hyatt French Quarter is another easy example. Frequently flirts with $500 per night, but as a Tier 4 property, it's only 20,000 points. Lots of value to be had in Hyatt redemptions.
To expound on Hyatt redemptions, the point valuations are static. Put another way, each hotel is so many points per night, always. It doesn't matter how much the room currently costs. The Regency downtown in Houston is currently running about $200 per night, plus tax. I've stayed there at peak times, like when LSU played a baseball tournament this year, when it was flirting with $400 a night plus tax. Doesn't matter, still 12,000 points (and you pay no taxes).
The Hyatt French Quarter is another easy example. Frequently flirts with $500 per night, but as a Tier 4 property, it's only 20,000 points. Lots of value to be had in Hyatt redemptions.
Posted on 8/1/17 at 8:54 am to Joshjrn
quote:
Lots of value to be had in Hyatt redemptions.
I agree with this 100%. I use Hyatt transfers often myself.
But
You have to be careful when you assign "CPP" to your redemptions. For ex, if you stay at a $400/nt hotel and paid 20K points for it, while there was another decent place across the street for $100, you can't quite say that you got 2 CPP for your redemption. The couple different instances you mentioned, football games, mardi gras etc - yes, for sure. That is the sweet spot you want to be in, but usually isn't the case.
Airline tix on the other hand are fixed. You don't really have an option but to buy at the prevailing rate. Which is why, for me, and for many others, airline tix are more valuable than anything else. Once I'm there, I can stay at an AirBnB and be just as happy, if not happier compared to staying at a Ritz.
TL;DR: Airline prices are fixed. You can almost always find cheap(er) accommodation once you're there.
Posted on 8/1/17 at 9:39 am to AmeriKop45
That's completely fair.
With that said, those of us who don't live by a major airline hub tend to find airline redemptions extremely hard to come by, at least on point transfers. I imagine some of you would be horrified that I just dropped something like 150k points on a couple of flights to Japan via the UR portal, but it's 1.5 cent valuation, flying out of BTR, and it was zero headache, so it was worth it to me
With that said, those of us who don't live by a major airline hub tend to find airline redemptions extremely hard to come by, at least on point transfers. I imagine some of you would be horrified that I just dropped something like 150k points on a couple of flights to Japan via the UR portal, but it's 1.5 cent valuation, flying out of BTR, and it was zero headache, so it was worth it to me
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