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re: Credit Card Rewards and Points Discussion

Posted on 11/16/16 at 4:12 pm to
Posted by seawolf06
NH
Member since Oct 2007
8159 posts
Posted on 11/16/16 at 4:12 pm to
I received my $300 immediately, but on a different purchase.
Posted by seawolf06
NH
Member since Oct 2007
8159 posts
Posted on 11/16/16 at 4:14 pm to
quote:

For $420 I would have bought the flight 


Why do you say that?
Posted by hiltacular
NYC
Member since Jan 2011
19708 posts
Posted on 11/16/16 at 5:11 pm to
$420 is reaching the lowest levels you will ever see flying to Europe. I just think you probably could have saved the miles to redeeem on a more expensive fare. 28k miles is good tho. What air line?
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 11/16/16 at 5:20 pm to
1.5c is a fixed rate redemption. Doesn't matter what the cost of the flight was. If you think 1.5c is good value for your points then that is what you should do. I would do it. As I always say - "Cash is king" and "Spend cash last."

The least is 25K RT to Europe on Flying blue through their promo awards. Which they never have when you need them. Plus about $150 in fees. Considering no promos, going to Europe in the Summer is at least 60K RT. So all things considered 28K for RT to Europe is a top redemption.
This post was edited on 11/16/16 at 5:22 pm
Posted by Puffoluffagus
Savannah, GA
Member since Feb 2009
6125 posts
Posted on 11/16/16 at 9:39 pm to
quote:

They may have opted to drive further to get an earlier appointment. New Orleans has pretty good availability compared to other "large" cities


Yup. I scheduled my global entry appt in d.c. for late January back in early October as that was the first weekend available.

I even tried to see if la Guardia or JFK had openings during my trip up there in early Dec and Nada.
Posted by seawolf06
NH
Member since Oct 2007
8159 posts
Posted on 11/18/16 at 10:01 am to
quote:

$420 is reaching the lowest levels you will ever see flying to Europe. I just think you probably could have saved the miles to redeeem on a more expensive fare. 28k miles is good tho. What air line?


I understand, but I just spend money on flights to BTR and SLC, so my bank account needs a break. Also, as he said, the redemption rate doesn't change.

This was booked through Delta. Less than 24 hours later and the price for the same booking jumped to $1200+, so I guess I got in just in time.
Posted by dabigfella
Member since Mar 2016
6687 posts
Posted on 11/18/16 at 1:22 pm to
I just got my metal sapphire reserve and its made out of a completely different material than the JP Morgan Reserve card, its like half the thickness, what is the JPM card made out of, its not palladium like the previous card, but its METAL as in it makes a plunk if you drop it, the CSR is more like plastic and bends. Why does the CSR have no numbers on the front and just a name but the JPM card has it all on the front? Anyways attaching pics so you can see the thickness



Posted by GenesChin
The Promise Land
Member since Feb 2012
37709 posts
Posted on 11/18/16 at 2:14 pm to
The CSR card is for average joes while the JPM reserve is for their high rollers.

I'm more upset that the CSR just looks stupid.
Posted by dabigfella
Member since Mar 2016
6687 posts
Posted on 11/18/16 at 2:50 pm to
Not just that but what kind of metal bends? You can't call that csr metal the jpm card doesn't bend at all lol the csr is basically plastic in comparison
Posted by GenesChin
The Promise Land
Member since Feb 2012
37709 posts
Posted on 11/18/16 at 2:55 pm to
quote:

Not just that but what kind of metal bends?


You can ask my wife for yelling at me for bending our silverware a few weeks ago

quote:

You can't call that csr metal the jpm card doesn't bend at all lol the csr is basically plastic in comparison


Definitely cheap'd out on the metal for sure.

At the same time, I'll repeat that I'd expect the private wealth exclusive card to be more "status" worthy than a card whose income requirement is probably social security + good credit score
Posted by dabigfella
Member since Mar 2016
6687 posts
Posted on 11/18/16 at 2:59 pm to
Gene next time you talk to chase be sure to have them write you a commission check on my behalf bc until like 2-3 months ago I had basically just an amex green that I charged everything on bc I was too cheap to pay for the platinum or black card bc the benefits were meh at best and the Amex lounges were so few and far between and now thanks to you and this thread, this is my portfolio lol

Posted by Joshjrn
Baton Rouge
Member since Dec 2008
27401 posts
Posted on 11/18/16 at 4:23 pm to
Got my metal CSR today. Having previously had the CSP, it's what I expected. Frankly, I'm not sure if I'd really want it to be much heavier/thicker than it is. The cards in my wallet take up enough space
Posted by GenesChin
The Promise Land
Member since Feb 2012
37709 posts
Posted on 11/19/16 at 8:59 am to
Mother effers at Chase never got me 4x of legit referrals for 40k points


I'm really really pissed about this
Posted by dabigfella
Member since Mar 2016
6687 posts
Posted on 11/19/16 at 2:06 pm to
Amex is doing 100,000 offer for the business platinum when you spend $10,000 in the first 3 months now and 50,000 if you just spend $5k, I just got the offer in the mail and they boosted their points to 1.5x
Posted by GenesChin
The Promise Land
Member since Feb 2012
37709 posts
Posted on 11/19/16 at 5:24 pm to
If you already had the platinum signup, I don't think you are eligible though.

Not a horrible move, you could double up on travel credit $200 December/Jan, get the 100k too
Posted by dabigfella
Member since Mar 2016
6687 posts
Posted on 11/19/16 at 5:52 pm to
i will say this, as much as I like the chase products, their chargeback policies are god awful and may drive me back to amex shortly. I bought a make america great again hat for the wife bc she always wants mine, I paid for the 2 days shipping and didn't get it after 10 days so I asked for a refund and was told I had to give the merchant 15 days to fulfill the order and then when I got it they would send me a form to fill and then I could send it back I was like WTF amex is no questions asked.

The highlights of that call were the friendly operator going from friendly to complete, looney beeyotch when she saw Donald Trump Make America Great Again Committee charge for $32.01 lol she mentioned it with some rage as she transferred me to a supervisor when I asked how that was even possible that a chargeback was so difficult
Posted by GenesChin
The Promise Land
Member since Feb 2012
37709 posts
Posted on 11/19/16 at 8:49 pm to
I have only had one chargeback in 6 years of owning CCs. Man you've really are getting shafted


You could stick with Chase for business purposes then use Amex for personally spending.

Your personal spending is like Bill Gates finding a $5 bill in terms of rewards earnings. still get chase value from business spend then Amex benefits for personal
This post was edited on 11/19/16 at 8:52 pm
Posted by NoSaint
Member since Jun 2011
11351 posts
Posted on 11/20/16 at 9:08 pm to
So if I apply for the CSR now can I get the $300 for 2016 and then again in 2017?
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
27401 posts
Posted on 11/20/16 at 10:12 pm to
quote:

So if I apply for the CSR now can I get the $300 for 2016 and then again in 2017?


Yes.
Posted by TigerTatorTots
The Safeshore
Member since Jul 2009
80841 posts
Posted on 11/20/16 at 11:15 pm to
What would yall do to finish off the $300 2016 travel spend since the year is winding down? I guess a gift card from an airline is about the only option?
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