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re: Credit Card Rewards and Points Discussion

Posted on 9/15/16 at 11:37 am to
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
139309 posts
Posted on 9/15/16 at 11:37 am to
Here is my dilemma: Just got the CSR, made an amazon purchase to be sure it was working, since I didn't have to call in or go to a web page to activate.

I have 150K Barclays points and am about to book a vacation. I need to get the 4K spend on the CSR, so I was thinking about booking vacation with CSR and just sitting on Barclays points for a bit longer, and downgrading to their free card. Then, pick a quick trip for a long weekend and use those points to cover and basically be done with that card.

So, if I book the vacation with CSR, I have the Delta Amex Platinum and have a companion certificate each year that I can use for my trip, so should I book the vacation with the CSR and use my Delta card for my delta purchase, I get the bag fees waived as well, or use the CSR for all since it's 3X the points and use my companion cert on a different trip? I also have 180K Delta miles to pay for the 2nd ticket, so this would be basicall a $50 flight for 2. The flight would cost me 40K miles.
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 9/15/16 at 1:01 pm to
Isn't the companion ticket for revenue tickets only? I thought that was the case. And in that case i'd pay for the revenue ticket or any other costs with the Barclaycard and cover with Arrival miles.

Unless you don't think that you will be able to meet the minimum spend on your CSR, this is the perfect time to use your arrival miles.

Remember - at the end of the day - cash is king. Try and pay cash last.
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
139309 posts
Posted on 9/15/16 at 1:09 pm to
quote:

AmeriKop45


Thanks

quote:

Isn't the companion ticket for revenue tickets only?


It lets me select the trip using the companion ticket and miles, but I didn't actually purchase, so it might barf on me if I tried to submit.
Posted by notsince98
KC, MO
Member since Oct 2012
22040 posts
Posted on 9/15/16 at 3:01 pm to
quote:

You have to spend a metric frickton on gas to make that marginal increase in rewards a huge amount.


Why does it need to be huge? It is free money. For me, it is easily $30/year. That is a free month of internet, TV, or whatever I want and it takes zero effort or change in habits.
Posted by RedHawk
Baton Rouge
Member since Aug 2007
9654 posts
Posted on 9/15/16 at 3:14 pm to
quote:

Why does it need to be huge? It is free money. For me, it is easily $30/year. That is a free month of internet, TV, or whatever I want and it takes zero effort or change in habits.


Everybody is different, but for me that isn't worth a hard pull or another card that goes on my 5/24 record.
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
139309 posts
Posted on 9/15/16 at 3:33 pm to
Are restaurant gift cards considered a restaurant purchase with the CSR?
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 9/15/16 at 3:40 pm to
Depends on where you buy them from. If you buy them at ebay/gc website - no. If you buy them at the restaurant - most likely yes.
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
139309 posts
Posted on 9/15/16 at 3:44 pm to
Was thinking about at a grocery store like Kroger who sells restaurant gift cards.
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 9/15/16 at 3:47 pm to
No - that'll count as a grocery store purchase.
Posted by LSUtoOmaha
Nashville
Member since Apr 2004
26745 posts
Posted on 9/15/16 at 3:49 pm to
What about SW GCs from eBay?
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 9/15/16 at 3:49 pm to
That'll count as an online retail store purchase. How is this so difficult?
This post was edited on 9/15/16 at 3:50 pm
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
139309 posts
Posted on 9/15/16 at 4:49 pm to
Sorry for all the questions, I'm a noob at this.

So, since I got my CSR yesterday, I've made $2600 in purchases including a travel item. I'm seeing the charges in my online account, but my UR points is still 0.

Barclays gives you the points as your earn them, does chase just do that upon monthly payment?
Posted by TheChosenOne
Member since Dec 2005
18873 posts
Posted on 9/15/16 at 5:08 pm to
Yes, it's after the monthly statement. If you go to your Rewards Home page it has a section that says "Earnings on Next Statement" so you've earned before it posts.
Posted by wareagle47
Member since Dec 2009
1386 posts
Posted on 9/15/16 at 5:09 pm to
Anybody have any idea as to when we will be able to upgrade these plastic CSRs to the metal ones? Or will they just send them out whenever they are available? My wife has already complained that she doesn't want to use it over the CSP because the CSP feels fancier
This post was edited on 9/15/16 at 5:10 pm
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
139309 posts
Posted on 9/15/16 at 5:31 pm to
quote:

My wife has already complained that she doesn't want to use it over the CSP because the CSP feels fancier


I won't mention how vain this sounds.

I got the plastic one too, but in the paperwork I got with it, it said the metal or whatever one would be shipped when available.
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
139309 posts
Posted on 9/15/16 at 5:33 pm to
Alright AmeriKop45, one more, for now.

Anything I should know about the other benefits, such as airport lounge access (just activate it on my account?) and global entry/tsa pre?

I have no current expectations to travel abroad, at least not till I retire, so should I just select TSA Pre or should I go ahead and do global entry, because TSA Pre is included with it?

One more. I didn't get a card for my wife, since it was $75, but I'm now thinking I should. I book all of our travel, but she does restaurants a lot, should I go ahead and request one for her or have her do a separate account completely?
This post was edited on 9/15/16 at 5:35 pm
Posted by Teddy Ruxpin
Member since Oct 2006
40853 posts
Posted on 9/15/16 at 5:36 pm to
quote:

That'll count as an online retail store purchase. How is this so difficult?


I laughed.
Posted by LSUtoOmaha
Nashville
Member since Apr 2004
26745 posts
Posted on 9/15/16 at 7:31 pm to
i am dumb
Posted by Lima Whiskey
Member since Apr 2013
22594 posts
Posted on 9/15/16 at 8:11 pm to
Do we know when Chase is going to dial back the signup bonus on the Reserve?

Posted by Teddy Ruxpin
Member since Oct 2006
40853 posts
Posted on 9/15/16 at 8:28 pm to
quote:

Do we know when Chase is going to dial back the signup bonus on the Reserve?


I haven't read any thing but I think it has to last at least 6 months to a year tops from the launch date.

Here's hoping because I'd like to cash in early next year.
This post was edited on 9/15/16 at 8:30 pm
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