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re: Credit Card Rewards and Points Discussion
Posted on 8/22/16 at 12:33 pm to AmeriKop45
Posted on 8/22/16 at 12:33 pm to AmeriKop45
I am at 5/24 and got approved immediately. I have something falling off on 8/27 so who knows.
0
Posted on 8/22/16 at 12:35 pm to AmeriKop45
quote:
Not all online. I still have to liquidate at WM and deposit in bank across the street.
How long to liquidate at Walmart?
Posted on 8/22/16 at 12:40 pm to GenesChin
Depends on the line. My "favorite cashiers" kinda know me by now. So once I'm at the register, it takes me under 2 mins to do $2K.
Posted on 8/22/16 at 12:44 pm to AmeriKop45
Does chase restrict how many apps you can submit within a certain time period? I believe citi is 2 in 8 days or certain limit per month. Is there something like that with chase? thx
This post was edited on 8/22/16 at 12:45 pm
Posted on 8/22/16 at 12:45 pm to LSUregit
2/30 for Chase.
Posted on 8/22/16 at 12:59 pm to thatguy777
Just applied and got approved. I confirmed with a lady on the phone that the 100k bonus points are included in the linked application.
Posted on 8/22/16 at 1:00 pm to AmeriKop45
I was approved for the csp instantly online. Want to do another app today to combine pulls. I'm at exactly 5/24. Do you recommend applying for Ink (I have a mailer) or Hyatt card since I can only do 2/30? thx.
Posted on 8/22/16 at 1:03 pm to LSUregit
I just got approved for the reserve but it didn't mention the 100k points?
Posted on 8/22/16 at 1:17 pm to gobuxgo5
I applied on the link which didn't mention the 100k bonus. I then called chase to inquire about my application since I was not instantly approved.
I had accidentally mistyped my social security number in the application. The lady entered in my correct ss # and said I had been approved. I then asked her to confirm that the 100k bonus points were included in the application, which she then confirmed.
So looks like its good to go even though it doesn't mention the 100k Bonus sign up.
I had accidentally mistyped my social security number in the application. The lady entered in my correct ss # and said I had been approved. I then asked her to confirm that the 100k bonus points were included in the application, which she then confirmed.
So looks like its good to go even though it doesn't mention the 100k Bonus sign up.
Posted on 8/22/16 at 1:36 pm to AmeriKop45
quote:
I would go for the Ink since Hyatt is not subject to 5/24 (yet)
Do you know when it will be subject to 5/24?
I'm hoping they push it to 2017 but heard a rumor it could be as soon as Q4. That would really toss a wrench in my planning
This post was edited on 8/22/16 at 1:42 pm
Posted on 8/22/16 at 1:45 pm to GenesChin
Chase is 2/30. As long as you are ok with that rule, apply whenever you hear about the new. But I do think Q4 is right.
This post was edited on 8/22/16 at 1:47 pm
Posted on 8/22/16 at 2:47 pm to AmeriKop45
quote:
Chase is 2/30. As long as you are ok with that rule, apply whenever you hear about the new. But I do think Q4 is right.
I have spot opening up though in November which is the problem. So the question is do I want IHG/Hyatt or United 50k
Posted on 8/22/16 at 3:29 pm to GenesChin
If I downgrade my Chase Ink to the Chase Ink Cash no fee card, can I transfer points to my Chase Sapphire similar to the Freedom to CSP?
Posted on 8/22/16 at 4:26 pm to AmeriKop45
When applying for the CSR does it matter if ur actively using credit (i.e. Have balances but they aren't due, and have paid all credit cards in full each month)
Wasn't sure if I needed to pay off my cc before they are due to decrease utilization ratio or can I just apply now.
TIA
Wasn't sure if I needed to pay off my cc before they are due to decrease utilization ratio or can I just apply now.
TIA
Posted on 8/22/16 at 5:10 pm to gobuxgo5
Applied for the CSR for the wife and got a "need further review" email.
She had a hold on her credit at the beginning of the year. I also accidentally applied using my work VPN which isn't in the same city as my address.
She had a hold on her credit at the beginning of the year. I also accidentally applied using my work VPN which isn't in the same city as my address.
Posted on 8/22/16 at 5:38 pm to quadfest
quote:
quadfest
Cant be your first credit card OR your first Chase card. Other than that, all good.
Posted on 8/22/16 at 5:47 pm to AmeriKop45
Per Credit Karma - for the 5/24 limits, my wife is at 4 cards and I am at 5 until December. She is a homemaker, but per earlier posts, it should be based off household income.
Question - if I apply for the CSR for her and its declined because they see the two of us as one household, would this extend the 5/24 penalty box beyond December?
Question - if I apply for the CSR for her and its declined because they see the two of us as one household, would this extend the 5/24 penalty box beyond December?
Posted on 8/22/16 at 7:39 pm to Soft_Parade
They ask for income but they don't ask where it comes from. Your name won't be attached unless you mistakenly add yourself as an authorized user
Posted on 8/23/16 at 6:29 am to GenesChin
Hopefully AMEX will offer 100k again with the release of the CSR. If not I'm switching to CSR 
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