re: Credit Card Rewards and Points Discussion

quote:

---

2 credit cards a month limit. 1 credit card per day. 1 credit + 1 charge = 1 HP

---

Do charge cards count towards the 2 per month or 1 per day limit? I think I'm going to do 2 charge cards and no credit cards for now. Thanks!

All this. Forgot about top tier status at enterprise and a few other rental car places.


I got the card last year with the 100k. The power of the amex points is in the partner transfers. If those work for you, do it. With the 100k points especially, if you are going to get one of their higher end cards, the platinum is a no brainer. It pays for itself if you can use the benefits.

The centurion lounge for me will be great as I will use LGA as home base.

Damn, not sure why I've never checked out the Zilara in Cancun.

I have 50,000 Hyatt points coming my way thanks to a room block I have setup in my name at a local Hyatt, and this sounds like a great way to put those to work. With HOU - CUN at 15K SW points round trip and companion pass to cover the wife, I could knock out her baby moon with almost no work and minimal point usage.

I've done the Hyatt Ziva in Cabo.

The drinks were cold and they had decent quality liquors especially for Diamond members. I'd go back in a heart beat, but probably won't plan it. All inclusives are not my favorite type of vacation, but it was nice to relax and booze it up for free by the pool and not worry about anything for a few days.

The breakfast buffets were great, the pool side food was good, but most of the dinners were average mass serving types of food.

It's definitely a good deal all things considered, but it is still an all inclusive, and I found about 75% of the food served to be of average quality.

quote:

---

How do the credit card free night certs work at Ziva Cancun if you have more than 2 people?

---

I believe under 3 is free and additional guests are 10k more per if paying with points. Not sure about cash.

Is applying for the SW personal and SW business card simultaneously for a 100,000 and thus a companion pass still allowable?

Called Amex about the blue cash preferred card. They offered 50k points for $1k in 3 months for the premier gold rewards instead. I'm hoping to rock the two $100 yearly airline credits and not get a hard pull on my score since I already have the blue cash card. The platinum was nice, but I couldn't use its benefits to the full

Long term is shoot for citi prestige with its credits and points and go play golf. :)

Car insurance and the GC stuff I could do.

quote:

---

pay home rent/mortgage.

---

You're gonna have to educate me here. I venmo a guy...

Easy. Use Plastiq to pay any one that does not accept a credit card (or venmo). Plastiq will send them a check in the mail. Just make sure you do this a couple weeks before your due date because it may take them a while some times. It has a 3% fee. $30 per $1000. $120 for $4000 if you did it all this way. Not too bad.

Wow the 100K Plat offer is already gone. So glad I got in. Who else did?

I woke up, went for a run... Around noon went to go apply and it was gone :( just procrastinated because last year it was almost 48 hours and figured I had more time