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re: Credit Card Rewards and Points Discussion

Posted on 5/4/16 at 12:25 pm to
Posted by HollierThanThou
Member since Jan 2012
6273 posts
Posted on 5/4/16 at 12:25 pm to
You get 250 in credits annually. So you use the first 250 and then on the following January 1st you will get another 250.

You sign up in May 2016 and get 250 in credits for this year. On January 1st 2017 you will get another 250 in credits.
Posted by Junky
Louisiana
Member since Oct 2005
9225 posts
Posted on 5/4/16 at 12:33 pm to
I'm an idiot. Thanks. What if I don't use it, I guess it wouldn't roll over
This post was edited on 5/4/16 at 12:34 pm
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 5/4/16 at 2:00 pm to
quote:

The linked card is focused to Mercedes, not sure if that is an issue or not.


No issue.

quote:

to get the $2500 flight for basically free.


$2500? Business? Idk where you are getting that number from. This flight is at least worth $4.5K.

quote:

I would also get $400 in airline vouchers that I could use to offset the fuel charge


You will get $400 in vouchers but since it doesnt work for ANA, you will have to pay that out of pocket. But you will have $400 to use to buy vouchers on Alaska or Southwest. You can also use it to buy Amazon gcs on United MPX app if you want to because that codes as airline incidentals.

quote:

$100 GE credit that I don't see on the link that I assume I can use to buy a GE appliance from home depot?


Not that "GE." I meant Global Entry credit. Which costs $100. But you will get that money back if you pay with this card. Accelerated customs experience. Trust me, it is awesome.

quote:

In order to get these points though I would need to spend $4,000 between the two AmEx cards in 3 months which would be a little bit of a struggle.


You would get the AmEx MB plat and EveryDay preferred. But you have time. You don't need to get them both at the same time. You can do one then the other. But it would be better if you could get them on the same day because it will only count as 1 hard pull on your credit report.

quote:

I am going to Antigua this New Years, but I was planning on using my UR points on that one. I can round trip it for 25,000 points.


Nice.

quote:

I'm an idiot. Thanks. What if I don't use it, I guess it wouldn't roll over


Just buy GCs from your favorite airline if you don't use them. You really don't spend $250 a year on airfare?

This post was edited on 5/4/16 at 2:02 pm
Posted by Junky
Louisiana
Member since Oct 2005
9225 posts
Posted on 5/4/16 at 2:50 pm to
quote:

Just buy GCs from your favorite airline if you don't use them. You really don't spend $250 a year on airfare?


Great, I understand now. I don't think in your ways
Posted by JamalSanders
On a boat
Member since Jul 2015
12222 posts
Posted on 5/4/16 at 3:03 pm to
quote:

$2500? Business? Idk where you are getting that number from. This flight is at least worth $4.5K.


Was a guess.

quote:

You will get $400 in vouchers but since it doesnt work for ANA, you will have to pay that out of pocket. But you will have $400 to use to buy vouchers on Alaska or Southwest. You can also use it to buy Amazon gcs on United MPX app if you want to because that codes as airline incidentals.


I will probably do that as I don't fly a lot. Usually 1-2 times a year.

quote:

Not that "GE." I meant Global Entry credit. Which costs $100. But you will get that money back if you pay with this card. Accelerated customs experience. Trust me, it is awesome.



I have been meaning to do the TSA precheck. The GE will work as well.

quote:

You would get the AmEx MB plat and EveryDay preferred. But you have time. You don't need to get them both at the same time. You can do one then the other. But it would be better if you could get them on the same day because it will only count as 1 hard pull on your credit report.


Gotcha. I am not worried about my credit for the next 3-4 years. So a few extra hard pulls don't mean a ton to me.

Thanks for your help. If you are ever in the Birmingham area I need to buy you a beer.

Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 5/4/16 at 3:34 pm to
Posted by Sho Nuff
Oahu
Member since Feb 2009
14015 posts
Posted on 5/4/16 at 3:40 pm to
quote:

Eta: do you ask for a waiver or just threaten cancellation?


I told them I have the Citi AA card and unless they offer me something I would cancel the Aviator. They quickly waived the AF and offered 5k miles.

I told my wife to tell them "my husband has the Aviator so I don't need to keep it unless you can offer me something..." Same result.
Posted by VABuckeye
NOVA
Member since Dec 2007
38283 posts
Posted on 5/4/16 at 4:07 pm to
Barclay hasn't upgraded your Red Aviator to Silver?
Posted by Sho Nuff
Oahu
Member since Feb 2009
14015 posts
Posted on 5/4/16 at 7:00 pm to
quote:

Barclay hasn't upgraded your Red Aviator to Silver?

Didn't even know there was different ones. Just looked and its $195 AF for Silver? I don't think I need it that bad considering this card sits in a drawer. I already have the $450 Prestige card that I'm thinking of canceling later this year as I don't use those benefits enough to go beyond the 1st year I had it. Although, I think it's close if I actually go play golf finally again this year

It's basically a $200 AF after the credit. I used the GE when I got it last year. The priority Pass is sweet. I just need to use the 4th night free or golf to make me keep it. The Silver has GE but I'm good for 4 more years. The 3x is nice but I don't cash buy many tickets on AA, if at all. The 2x is nice for cars and hotels but I have that Prestige and I got the Ink+ too.
Posted by VABuckeye
NOVA
Member since Dec 2007
38283 posts
Posted on 5/4/16 at 7:10 pm to
If you meet the spend the Silver and Citi Exec combo can leave you just 5000 EQM shy of gold status with AA.
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 5/4/16 at 8:10 pm to
quote:

leave you just 5000 EQM shy of gold status with AA.


Which is worthless anyway imo. And he doesn't fly AA. Idk if the AF is worth it just for the EQMs tbh
Posted by Sho Nuff
Oahu
Member since Feb 2009
14015 posts
Posted on 5/4/16 at 10:32 pm to
quote:

If you meet the spend the Silver and Citi Exec combo can leave you just 5000 EQM shy of gold status with AA.



I see, thanks for letting me know that. I don't have the Citi Exec and I won't earn enough EQM anyway to get to Gold. When I fly AA it is on miles. I can't remember when I paid for an AA flight
Posted by TigerDeBaiter
Member since Dec 2010
10727 posts
Posted on 5/5/16 at 5:49 pm to
Looking for a little advice here, so anybody with some experience feel free to chime in.

In the process of booking a honeymoon to the Maldives. Specifically the Park Hyatt Maldives. I've got the rooms covered through the Hyatt rewards card. SO and I both have two free nights, which at this hotel is valued at over $4,000. Stoked about this! Unreal value considering we each only had to spend $1k in 3 months to redeem this. (I'm sure you guys know this, but I'll contribute for anybody else reading...)

Where I need help is how to get there. I have available to "spend" 170,000 ultimate rewards points. I'll be leaving from the Baton Rouge area and destination airport would be MALE. (From there, the hotel arranges the last little leg to the Island.)

So, all that said. What's the best bang for my buck to get to BTR or MSY to MALE. Just browsing the UR portal I'm not finding that great of flights. I know you can transfer to partners, but will admit I am not very versed in that. I've looked a bit, but feel like I could use some advice.




TLDR. Whats the best value to get from BTR/MSY to MALE with UR points/partners.

Thanks for any help you guys can offer!
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 5/6/16 at 8:27 am to
One way: 153K Singapore KirsFlyer one way from LAX-NRT-SIN-MLE. One of, if not the best, business class there is.

On the way back get a cheap flight to CMB (costs around $50-$60 per person), then fly Business on either Qatar or Etihad on a paid ticket to JFK. Search on Momondo and you will see fares as low as $1200-$1300 per person. You can fly Kuwait business too for like $960 but it sucks.

So all in you are looking at around $4K for two people. Singapore Business there, Qatar business back.

Ofcourse, you could do all this in coach for about 144.5K points plus $1000.

In either case, you can't get around the ~$1k in fuel surcharges.

This is definitely the "best" option experience wise.

Option #2 (cheapest): 170K+$300 United miles BTR-MLE RT in coach for 2. Couple different routing options here.
This post was edited on 5/6/16 at 9:07 am
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 5/6/16 at 8:41 am to
quote:

Option #2 (cheapest): 170K+$300 United miles BTR-MLE RT in coach for 2. Couple different routing options here.

Good add . About to say I think you might have overthought that one and missed the easiest/cheapest option.

Don't forget you'll have a $500 per person RT plane hop and boat ride from MLE to Park Hyatt.
Barclays Arrival plus might be a good card for you to defray some of these ancillary costs.
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 5/6/16 at 9:05 am to
quote:

Good add


Yeah, at first I think that people only ask because they are trying to find a good redemption in premium cabins. Since coach isn't hard to find. Also - sometimes I think I am the only person on here who flies in coach and doing a long haul in economy is unthinkable

quote:

LSUAfro


Did you ever open that Schwab account? How was the process? Quick/Easy? Going to get one for myself if it so

This post was edited on 5/6/16 at 9:18 am
Posted by cmlsu
Baton Rouge, LA
Member since Aug 2011
667 posts
Posted on 5/6/16 at 9:52 am to
So Citi is no longer honoring Citigold checking bonuses. All you who got yours, got it just in time.
This post was edited on 5/6/16 at 9:53 am
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 5/6/16 at 10:38 am to
You applied using the correct promo code and completed all the requirements in time and confirmed after doing so?

Even if you didn't confirm, you should be able to get it. What did they say?
This post was edited on 5/6/16 at 10:39 am
Posted by Sho Nuff
Oahu
Member since Feb 2009
14015 posts
Posted on 5/6/16 at 1:27 pm to
quote:

Don't forget you'll have a $500 per person RT plane hop and boat ride from MLE to Park Hyatt.



When we stayed at Anantara OWB in Maldives, we flew in to Male and then took a bad arse Anantara speed boat for $90 each RT to their islands. Hyatt is so far away from Male airport you have to take a hopper and boat ride? That's ridiculous.
Posted by Sho Nuff
Oahu
Member since Feb 2009
14015 posts
Posted on 5/6/16 at 1:28 pm to
quote:

So Citi is no longer honoring Citigold checking bonuses. All you who got yours, got it just in time.

Yeah, I imagine they didn't keep many people after they got them miles. I bounced out as soon as I got mine
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