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Message

re: Credit Card Rewards and Points Discussion

Posted on 10/26/15 at 2:03 pm to
Posted by Delacroix
Member since Oct 2008
4035 posts
Posted on 10/26/15 at 2:03 pm to
Thanks for the help. Any links to travel blogs and any other websites I should check out to learn more?
Posted by Croacka
Denham Springs
Member since Dec 2008
61451 posts
Posted on 10/26/15 at 4:05 pm to
Southwest has probably the easiest rewards program


Any ticket on any flight can be booked with miles as long as it's available for purchase.
Posted by Teddy Ruxpin
Member since Oct 2006
40852 posts
Posted on 10/26/15 at 4:50 pm to
quote:

Southwest has probably the easiest rewards program


Any ticket on any flight can be booked with miles as long as it's available for purchase.


Southwest points are roughly worth 1.4 to 1.6 cents per point. He'd be better off using any 2% card over the Southwest card as 2 cents > 1.6 cents.

It's all math.

I do love me some airline cards for the sign up bonuses but if we're going to talk spending on them, I have yet to find one I've ever kept after year 1. It's just not worth it unless you frequently fly that program and get perks that you need like business travelers require.
This post was edited on 10/26/15 at 5:03 pm
Posted by VABuckeye
NOVA
Member since Dec 2007
38283 posts
Posted on 10/26/15 at 5:41 pm to
To keep an airline card you have to use all of the benefits to offset most if not all of the annual fee. IMO.
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 10/27/15 at 8:51 am to
quote:

To keep an airline card you have to use all of the benefits to offset most if not all of the annual fee. IMO.

Yep, but that can be as simple as just booking a couple rountrip revenue flights per year and having your checked luggage fees waived.

The Barclays Advantage Aviator card is the only airline card I intend to keep. 10k points upon renewal essentially pays for itself.
Posted by VABuckeye
NOVA
Member since Dec 2007
38283 posts
Posted on 10/27/15 at 11:11 am to
You have the Red or Silver card? If your spend is high enough the Silver card can grant up to 10000 AQM miles. Add that to the 10000 AQM miles that the Citi Executive card grants with the proper spend and you're nearly at Gold status and those 500 mile upgrades.
Posted by TheChosenOne
Member since Dec 2005
18873 posts
Posted on 10/27/15 at 11:56 am to
quote:

Southwest points are roughly worth 1.4 to 1.6 cents per point. He'd be better off using any 2% card over the Southwest card as 2 cents > 1.6 cents.

It's all math.

I do love me some airline cards for the sign up bonuses but if we're going to talk spending on them, I have yet to find one I've ever kept after year 1. It's just not worth it unless you frequently fly that program and get perks that you need like business travelers require.


That's the truth. My wife traveled fairly regularly on Southwest, so it was a great card when you combined the travel and car rental points with the CC points. Now that she doesn't travel, it's not worth keeping so we're looking for another card. I'm definitely going to miss using companion pass...both of us traveling somewhere and only having to use points for one ticket was a killer setup. Despite traveling regularly for fun, we haven't paid cash for a flight in over 5 years.

I receive the 100,000 AMEX Platinum offer almost once a month. I'm thinking about jumping on that, using the points for an up coming trip or gift cards, then cancelling or downgrading to Green or Blue after the first year. I know there has been a lot of discussion on this and people say it's a good for churn and burn if you get the offer.
Posted by Civildawg
Member since May 2012
10474 posts
Posted on 10/27/15 at 7:30 pm to
Wait so I get 10k miles for just renewing my annual fee each year for the aviator card?
Posted by VABuckeye
NOVA
Member since Dec 2007
38283 posts
Posted on 10/27/15 at 8:41 pm to
Not necessarily. You need to log in to your account. Click on my rewards then how my rewards work. If that benefit is not listed you do not get the 10k miles after paying the annual fee. Additionally some get it only for the first anniversary and some get it every anniversary.
Posted by Teddy Ruxpin
Member since Oct 2006
40852 posts
Posted on 10/28/15 at 12:11 am to
Ya, the version I applied for didn't come with the 10k a year bonus so I cancelled. Would have kept it if it did since Barclay's is known for sending out those "Spend $750 for 15,000 miles" promos all the time for current cardholders.
Posted by Sho Nuff
Oahu
Member since Feb 2009
14004 posts
Posted on 10/28/15 at 5:01 am to
quote:

Not necessarily. You need to log in to your account. Click on my rewards then how my rewards work. If that benefit is not listed you do not get the 10k miles after paying the annual fee. Additionally some get it only for the first anniversary and some get it every anniversary.



Well shite, I didn't know about this. My anniversary is coming up in December so I'll check then but just looking at where you said it doesn't seem like I have that benefit. Seems dumb they don't offer that to all their Aviator card members. I'll probably threaten to cancel and see if they offer up a free annual fee or the 10,000. If not, may have to cancel like Teddy

ETA: Of course you would have it, Afro
quote:

The Barclays Advantage Aviator card is the only airline card I intend to keep. 10k points upon renewal essentially pays for itself.
This post was edited on 10/28/15 at 5:03 am
Posted by Sho Nuff
Oahu
Member since Feb 2009
14004 posts
Posted on 10/28/15 at 6:09 am to
Just got this email:
quote:

We’re going to be making a change to the Executive Club pricing structure for shorter reward flights originating or terminating within the United States of America. From 2 February 2016, reward flights will start from 7,500 Avios, instead of 4,500 Avios, plus taxes, fees and carrier charges (“TFCs”) from $5.60 USD.


I don't use Avios but this is a pretty big increase eh?

The other classes in that range going up too:
quote:

Only those reward flights that currently cost 4,500 Avios for a one way flight in Economy, 9,000 Avios for Business Class and 18,000 Avios for First Class plus TFCs will increase; to 7,500 Avios, 15,000 Avios and 30,000 Avios plus TFCs respectively.
Posted by Teddy Ruxpin
Member since Oct 2006
40852 posts
Posted on 10/28/15 at 6:27 am to
Ya some people aren't going to like that but don't think it affects me.

1) I don't really have many options that are even 4,500 miles (maybe Dallas?). I know MSY to MIA was a hair over the distance for 4,500.

2) 7,500 and 15,000 RT is still cheaper than anything else. Guess it was a matter of time.

Thankfully it's US only. Wife and I have been throwing Peru back into the discussion and those 4,500 point flights from LIM to CUZ on LAN are nice to have.
This post was edited on 10/28/15 at 6:32 am
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 10/28/15 at 8:36 am to
quote:

You have the Red or Silver card?

I just have the Red. I don't have a need for status on airlines. I only book a handful of revenue flights a year and they are on SW for the kids on vacation or to ORD on a direct for work.
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 10/28/15 at 8:41 am to
quote:

Of course you would have it, Afro

You had to use the correct sign up link .
Posted by VABuckeye
NOVA
Member since Dec 2007
38283 posts
Posted on 10/28/15 at 8:44 am to
The Avios change does not make me happy. First, Amex reduced the ratio for transfers to Avios and now BA raises the redemption price on the short segments.

I have a couple hundred thousand Avios.
Posted by Lima Whiskey
Member since Apr 2013
22594 posts
Posted on 10/28/15 at 1:49 pm to
It will increase availability.
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 10/28/15 at 3:09 pm to
quote:

Spend $750 for 15,000 miles
I just got the "spend $500 over 3 months" promo for 15k miles. I'll take it.
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 10/28/15 at 3:12 pm to
quote:

It will increase availability.

Doubtful. If you were going to spend 4,500 Avios on a short haul award flight, I'd imagine you'd still spend 7,500. It is still the cheapest major domestic airline award redemption.

I have never been able to use the damn things anyways. It's great for east coasters. Not so much for us bottom of da map folks. AA tries like hell to route you through their hubs out of MSY or BTR almost mandating a 2 segment route.
This post was edited on 10/28/15 at 3:15 pm
Posted by Teddy Ruxpin
Member since Oct 2006
40852 posts
Posted on 10/28/15 at 5:24 pm to
Ya, and even when doing two 4,500s I still couldn't get it to work most of the time.

As mentioned, I'll just try to burn these overseas I guess. Can't be too mad, I didn't really spend any money to get them.
This post was edited on 10/28/15 at 5:24 pm
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