Anyone had success removing a delinquent account from credit history ?

The collection is hurting you more than a missed payment. of all the credit reports that I have seen (100s), the only thing worse than a collections item is a bankruptcy.

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Any thoughts on the credit card one?

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Having worked in this area, your only hope is to keep disputing it and hope they make a mistake. They have 30 days to respond to a dispute or they have to remove the negative hit.

As mentioned though, the collections should be your main priority.

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The charge is from Barclay's direclty

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That's probably better. I dealt with eBay directly for mine. My wife had delinquent medical bills that were bought buy collectors and that's proven to be a more strenuous ordeal.

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I have seen ways to use HIPPA

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HIPAA One P, two As

Health Insurance Portability and Accountability Act

The most misspelled law, and among the most misunderstood.

For one thing, HIPAA lacks a private right of action, which means the patient has no basis for a lawsuit against a healthcare provider who violates it. Only the Department of Health and Human Services and state attorneys general have the power to enforce HIPAA violations. File a complaint with them, then sit and wait. And wait.

But healthcare providers also misunderstand it, so sometimes bluffing and bullshitting about HIPAA is enough for them to cave and get rid of a pest.