Currently am in my early 30s with ~200K combined in VOO, VTSAX, and BEQGX (American century growth equity). I max out my company 457(b) and 403(b) each month.

Reading this board makes me realize how much I have to learn.

I can be pretty aggressive these next few months with ~20K each month to put towards the market.

Any tips would be appreciated.

This post was edited on 11/6/25 at 9:28 am

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Posted by SuperSaint

Sorting Out OT BS Since '2007'

Member since Sep 2007

147695 posts

Posted on 11/6/25 at 9:56 am to Stidham8

SLI
ASTS
JOBY

ur welcome

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Posted by bayoubengals88

Member since Sep 2007

23475 posts

Posted on 11/6/25 at 10:01 am to Stidham8

quote:
Reading this board makes me realize how much I have to learn.

If you make good money, and it sounds like you do, then you don't have to do anything other than consistently doing what you are already doing.
Unless you just enjoy the markets and seek alpha, like many of us do.

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Posted by The Scofflaw

Metairie, LA

Member since Sep 2014

1889 posts

Posted on 11/6/25 at 10:05 am to Stidham8

Wait until market's pull back -10% to - 30%, and buy the dip if you have a lot of money to deploy.

Charlie Munger quote: "“If all you ever did was buy high-quality stocks on the 200-week moving average, you would beat the S&P 500 by a large margin over time.”

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Posted by LSUSports247

Member since Apr 2007

969 posts

Posted on 11/6/25 at 10:05 am to bayoubengals88

And you have time to devote to it…. If you don’t have time to research and monitor the markets, stick with the index funds/EFTs

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Posted by bayoubengals88

Member since Sep 2007

23475 posts

Posted on 11/6/25 at 10:17 am to LSUSports247

quote:
And you have time to devote to it…. If you don’t have time to research and monitor the markets, stick with the index funds/EFTs

Yes, for example, spending an hour screening stocks at 9:30 PM just to start the research process.

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Posted by GrapevineTigah

Grapevine, Texas

Member since Dec 2003

45 posts

Posted on 11/6/25 at 10:50 am to Stidham8

Sounds like you're doing great! Congrats! Index funds are the way to go. Since you're young this may not matter as much, but roughly 35% of each of VOO, VTSAX, and BEQGX are in NVDA, AVGO, GOOG/L, AMZN, APPL, MSFT, and META. So, the historical diversification of such funds is up to debate.

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