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Just had a home inspection and a few issues

Posted on 4/18/25 at 2:23 pm
Posted by jlovel7
Louisiana
Member since Aug 2014
22735 posts
Posted on 4/18/25 at 2:23 pm
So the inspector noticed some cracks in the foundation and honestly didn’t seem too worried about them. Said they seemed normal for the age of the house.

What he was concerned about was some horizontal cracking in the foundation wall and mold nearby. Made him think there’s a water issue. We’ve got a structural engineer coming to take a look but curious how worried I should be. Love the house and hope this doesn’t sink it.

Additionally, he said the electrical panel has to be replaced. It’s some kind of federal pacific unit that is the gold standard of a faulty product. Said they’re infamous for starting house fires and they learn about them when getting certified.


Thoughts on all that? Curious how much I should anticipate a panel replacement to be and hopefully the foundation/mold issues aren’t that bad to deal with either.
Posted by cgrand
HAMMOND
Member since Oct 2009
43079 posts
Posted on 4/18/25 at 2:46 pm to
if you are at all handy you can replace your panel yourself (after you have the power company come pull the meter for temp disconnect). If you are not then it shouldn’t be more than one days work plus the new panel (assuming your existing breakers will fit)

either way make sure you draw up a breaker diagram of existing so you put it back the same way
Posted by Major Dutch Schaefer
Location: Classified
Member since Nov 2011
35202 posts
Posted on 4/18/25 at 2:48 pm to
quote:

It’s some kind of federal pacific unit that is the gold standard of a faulty product. Said they’re infamous for starting house fires and they learn about them when getting certified.


If it is one that uses stab lok breakers, a lot of insurance companies will not insure them.
Posted by cgrand
HAMMOND
Member since Oct 2009
43079 posts
Posted on 4/18/25 at 3:17 pm to
info on the FPE panels

LINK
Posted by Lava
Member since Sep 2024
5 posts
Posted on 4/18/25 at 3:20 pm to
quote:

federal pacific unit that is the gold standard of a faulty product


I used to do insurance inspections. Only two ways I could fail a house, polybutylene piping and Federal Pacific electric panels. Every other potential issues was flagged and up to the carrier how to proceed.
Posted by chrome1007
Toledo Bend
Member since Dec 2023
522 posts
Posted on 4/18/25 at 5:51 pm to
I cringe when I hear someone has a FPE panel. I have replaced a hundred or more. I like Square D panels and breakers.
The foundation is another issue. Need to verify if it is actually a water issue. You could have a natural water conduit underground. Or some recent excavation in the area. If it is water, got to fix that first. RAM JACK makes hydraulic foundation jacks to level up and stop your foundation from settling.
Hope this helps and good luck.
Posted by jlovel7
Louisiana
Member since Aug 2014
22735 posts
Posted on 4/18/25 at 10:34 pm to
quote:

It’s some kind of federal pacific unit that is the gold standard of a faulty product. Said they’re infamous for starting house fires and they learn about them when getting certified. If it is one that uses stab lok breakers, a lot of insurance companies will not insure them.


That’s the one.
Posted by jorconalx
alexandria
Member since Aug 2011
9684 posts
Posted on 4/19/25 at 1:48 pm to
Fed pacific stab lol breakers are a huge fire hazard. You will be glad to replace the panel
Posted by jorconalx
alexandria
Member since Aug 2011
9684 posts
Posted on 4/19/25 at 1:50 pm to
quote:

you are at all handy you can replace your panel yourself (after you have the power company come pull the meter for temp disconnect


And you will play hell getting the utility company to reconnect with out having a licensed electrician signing off on it. Do some of you think before posting idiocy?
Posted by cgrand
HAMMOND
Member since Oct 2009
43079 posts
Posted on 4/19/25 at 1:57 pm to
no you won’t LOL
I just did it a month ago, myself.
Lineman came and pulled the meter, left me the meter, left me a new meter pan tag, and told me to call it in as reconnected after I was done.

I showed him exactly what I was doing before he left (replacing the main panel)

this is entergy BTW
Posted by jorconalx
alexandria
Member since Aug 2011
9684 posts
Posted on 4/19/25 at 2:14 pm to
I guarantee what you did wasn’t legit, maybe you knew someone who would cut the power and let you do it.
Posted by cgrand
HAMMOND
Member since Oct 2009
43079 posts
Posted on 4/19/25 at 2:16 pm to
I guarantee you that it was.
I don’t know anybody
Posted by Obtuse1
Westside Bodymore Yo
Member since Sep 2016
28315 posts
Posted on 4/19/25 at 2:27 pm to
quote:

And you will play hell getting the utility company to reconnect with out having a licensed electrician signing off on it. Do some of you think before posting idiocy?


First, I would suggest the average DIYer NOT replace a load center. I used to think most rather handy people could read code and deal with most any electrical work in a home but after years of discussing electrical issues on garage forums and woodworking forums I came to a different conclusion. Most of these people were very handy and often highly skilled craftsmen with decades of experiance but they simply did not have the knowledge and were not interested in spending the time to do electrical work correctly.

That being said especially with electrical work blanket statements like yours are almost always wrong. First, anything electrical on the permitting and energy company side almost always depends heavily on the AHJ.

I have done two load panel replacements. Both times I pulled the permit within the owner/builder exception and the work was permitted and inspected. Neither time was there any issues. There is a lot of electrical work I don't pull a permit for but a load panel is one of them I will. YMMV and depends heavily on your AHJ and your comfidence in your own work.

As for the OP unless you are very comfortable with your electrical skills and knowledge of code pay for the work to be done.
Posted by cgrand
HAMMOND
Member since Oct 2009
43079 posts
Posted on 4/19/25 at 2:36 pm to
quote:

There is a lot of electrical work I don't pull a permit for but a load panel is one of them I will.
as a general rule you need the temp disconnect/reconnect permit for them to come pull the meter. If you try and pull the meter without it, they will know and then there will be an issue. But as I said and as you said, there is rarely if ever an inspection component of the process if the power is already on. And like you said, don’t do it if you don’t know what you are doing. Work at the panel is surprisingly simple but you have to go slow, be methodical and do it correctly

anyway…OP, figure on replacing the panel however you feel comfortable doing it
Posted by jlovel7
Louisiana
Member since Aug 2014
22735 posts
Posted on 4/19/25 at 3:40 pm to
Might be hoping to have the current owners do it. The foundation and mold is also another issue but we will see about those once the special inspections are done.
Posted by cgrand
HAMMOND
Member since Oct 2009
43079 posts
Posted on 4/19/25 at 4:25 pm to
either that or ask for 5K or so discount to pay for it. Good luck!
Posted by Pezzo
Member since Aug 2020
2548 posts
Posted on 4/19/25 at 8:36 pm to
I had a FP panel and breakers on my house when I bought it. Had an electrician change out panel and breakers. Took him half a day and $750. That was back in 2018
Posted by jlovel7
Louisiana
Member since Aug 2014
22735 posts
Posted on 4/20/25 at 7:58 am to
quote:

had a FP panel and breakers on my house when I bought it. Had an electrician change out panel and breakers. Took him half a day and $750. That was back in 2018


So frustrating to hear how affordable a lot was just a few years ago. Everything we’re seeing now is in the low thousands.
Posted by Major Dutch Schaefer
Location: Classified
Member since Nov 2011
35202 posts
Posted on 4/20/25 at 8:23 am to
quote:

Took him half a day and $750. That was back in 2018


Same cost and timeframe for me.
Posted by chrome1007
Toledo Bend
Member since Dec 2023
522 posts
Posted on 4/20/25 at 12:14 pm to
Copper prices have skyrocketed. Insane.
Insurance keeps going up.
Inflation.
It’s all reflected for the cost of doing business today.
Some advice, get a circuit tracer and identify all your circuits. Find out what’s on them. Label them. You might find out that you need to pull some more circuits for things like the washing machine, refrigerator, microwave, window ac units, etc.
And like cjgrand suggested. You are negotiating with seller at this point. Hopefully you can meet on a beneficial price.
Good luck
Be interested to know what they find out about the foundation.
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