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Hurricane Beryl damage opinions
Posted on 7/9/24 at 12:31 pm
Posted on 7/9/24 at 12:31 pm
Hey folks, I’m dealing with a little bit of damage from the hurricane yesterday and yet to deal with insurance or anything like this as a young homeowner so figured I could get some other opinions here.
During the storm, my fence gave way and hit a column on my back patio. I was focusing more at the bottom when inspecting for damage yesterday but noticed today a large crack at the top and a slight bow to the column. I wasn’t that concerned with the crack until I noticed the slight curvature. Does this seem like something large enough to even worry about? If so, do I need a structural engineer to look at this or is a GC fine?
During the storm, my fence gave way and hit a column on my back patio. I was focusing more at the bottom when inspecting for damage yesterday but noticed today a large crack at the top and a slight bow to the column. I wasn’t that concerned with the crack until I noticed the slight curvature. Does this seem like something large enough to even worry about? If so, do I need a structural engineer to look at this or is a GC fine?
This post was edited on 7/9/24 at 12:40 pm
7
Posted on 7/9/24 at 12:38 pm to BruceJender
Your deductible will probably be more than this repair would cost.
Looks like there is some sort of wood veneer/trim/clad over a wooden post.
Chances are just the veneer is cracked and the internal post was warped before the storm and you are just now noticing it.
I would take off the post covering to get a better look. Also looks like the bottom trim is rotting out anyhow.
Looks like there is some sort of wood veneer/trim/clad over a wooden post.
Chances are just the veneer is cracked and the internal post was warped before the storm and you are just now noticing it.
I would take off the post covering to get a better look. Also looks like the bottom trim is rotting out anyhow.
Posted on 7/9/24 at 12:54 pm to BruceJender
What is covering the post? Is it concrete board? I’m having a hard time understanding how a fence post hit the column and didn’t damage the thin metal gutter downspout.
Posted on 7/9/24 at 1:01 pm to wickowick
The fence was also pretty rotted and the left side of the board happened to hit the post before hitting the gutter where the top part snapped. It’s a little hard to see here. Thankfully it didn’t damage the windows either.
This post was edited on 7/9/24 at 1:06 pm
Posted on 7/9/24 at 1:04 pm to JusTrollin
quote:
Your deductible will probably be more than this repair would cost.
That’s what I thought might be the case. I’ve got this, lost a few shutters, and obviously the fence. Shitty realization that has been over the past 24 hours. Just glad the roof held.
I pulled off some of the trim and can’t really tell where the inner part would begin. Feels flush with a small layer of paint. I’m able to stick a pine needle really far in the largest part of the crack though.
ETA: Never mind, the side the of the column the fence hit I can press and feel the outer panel is detached and can feel where the inner begins. So the crack definitely seems like it’s pretty deep in some spots of the inner part.
This post was edited on 7/9/24 at 1:36 pm
Posted on 7/9/24 at 1:42 pm to BruceJender
It's most likely a 4x4 that's trimmed with 1x6 or 1x8 to make it look more substantial.
Does that make sense?
Does that make sense?
Posted on 7/9/24 at 2:16 pm to BruceJender
DR Horton is alive and well.
You get what you paid for.
Poor, paint, trim and construction.
That trim/base is rotted in just a couple of years ?
You get what you paid for.
Poor, paint, trim and construction.
That trim/base is rotted in just a couple of years ?
Posted on 7/9/24 at 2:50 pm to Drop4Loss
Yeah this makes sense and is consistent with what I’m feeling. Really just wanted to gauge if there should be an immediate concern.
The house is 22 years old. The previous owners did no favors by not having the gutter downspout attached for God knows how long and I haven’t helped by neglecting the leaking gutter above. This is the kick in the arse I needed to get everything replaced.
quote:
That trim/base is rotted in just a couple of years ?
The house is 22 years old. The previous owners did no favors by not having the gutter downspout attached for God knows how long and I haven’t helped by neglecting the leaking gutter above. This is the kick in the arse I needed to get everything replaced.
Posted on 7/9/24 at 6:28 pm to BruceJender
That's veneer and based on the impact to the corner trim and the plaster(?) crack I highly doubt there's structural damage. It will cost less than your deductible to repair so I wouldn't file a claim unless there are other major issues.
Posted on 7/9/24 at 8:00 pm to BruceJender
As noted, the box columns are just a nailed together facade. The actual post could be wood or a metal post. Did your house sway in the wind? That flexing may have cracked the facade but not damaged the post.
A few things to check. Are the columns plumb? Are there any signs of movement at the bottom and top? Is the supported roof or 2nd floor sagging?
If your still worried rent 3 or 4 jacks and prop up that ceiling.
Repair is quite simple. Lift the structure until there is no load on the damaged column then knock it out. Replace with a quality load rated thick-wall fiberglass.
A few things to check. Are the columns plumb? Are there any signs of movement at the bottom and top? Is the supported roof or 2nd floor sagging?
If your still worried rent 3 or 4 jacks and prop up that ceiling.
Repair is quite simple. Lift the structure until there is no load on the damaged column then knock it out. Replace with a quality load rated thick-wall fiberglass.
Posted on 7/9/24 at 10:36 pm to BruceJender
Maybe someone can confirm what I am about to say.
I was advised to never discuss potential claims with your agent until you are sure you will file. Allegedly, the discussion will be logged in the system and count against you, even if your do not file the claim.
I was advised to never discuss potential claims with your agent until you are sure you will file. Allegedly, the discussion will be logged in the system and count against you, even if your do not file the claim.
Posted on 7/10/24 at 9:16 am to Tree_Fall
I don’t believe the columns are plumb, but like someone else noted I may have just never noticed this before. It definitely looks a lot worse off than the other column though. The patio didn’t seem to sway and it doesn’t appear to be sagging but my backyard is tiny so can’t get a great look. Glad I was able to find someone to come out and look at that and a few other things tomorrow.
Thankfully my sister gave me this advice before I did anything stupid. Unless the roof has been damaged sounds like I’m not going to be anywhere near the $7k wind deductible
quote:
I was advised to never discuss potential claims with your agent until you are sure you will file. Allegedly, the discussion will be logged in the system and count against you, even if your do not file the claim.
Thankfully my sister gave me this advice before I did anything stupid. Unless the roof has been damaged sounds like I’m not going to be anywhere near the $7k wind deductible
Posted on 7/10/24 at 12:44 pm to BruceJender
Full demo
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