Home Warranty Companies-Which company to go with?

They are all typically a rip much like car extended warranties but if you're hellbent on getting one 2-10 home warranty are very easy to work with

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American Home Shield

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I also had a mostly good experience with them for about 5 years. The policy definitely paid for itself each year. I decided not to renew it when I went about 16 months without any claims. I may consider purchasing it again in the future

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American Home Shield

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I have had nothing but problems with this co.

I'd rather have the choice as to what service company is stepping into my house and working on my house. The contractors AHS sent to my house the year I had a home warranty policy were below sub-par.

Also keep in mind, these warranty companies are in business to make money. Their contractors' number one goal is to fix your issue if at all possible with any kind of temporary band-aid instead of replacing. On top of the premium you pay for your policy upfront, you have to pay $75 to initiate a service/claim.

Another thing to consider is the claim process timing aspect. If your A/C goes kaput in the middle of summer around the weekend and a holiday, you're going to wait for that service claim to get processed and then for the contractor to be available after holiday. That scenario happened to me, and instead of going buy a generator and portable A/C to get me through the next few days waiting for them to send a contractor, I just paid the same amount of money for the A/C service company of my choice to come fix my issue (broken blower motor).