re: What’s the point of a State Farm “Insurance Agent”?

Insurance has changed a lot over the years. Agents might make 10% plus or minus off your policy premiums. So it’s a pure numbers game in order to create a book of business the churns any amount of profit back to them once they pay employees, overhead etc.

I had the same complaint until I learned the business I never heard from my agent and never got proactive advice from them. Then I learned that if they took the time to sit down with every single client like that they’d never make a dime.

That business sadly has become all churn and burn. Especially once the internet came along.