re: How best to track mortgage interest rates?

If you are going to be doing a conventional loan you can have the loan closed in a couple of days (2 min if you have appraisal and title work done) or 5 days if you need title and appraisal. If you are doing a VA/FHA loan you will need 2-3 weeks. If you give me some more info on your loan I can give you a quote on what the lenders you are speaking with should be offering. What is the purchase price? How much are you putting down? What term do you want?(30, 25, 20,15,10 year fixed or an ARM), what parish is the property located in?