re: Teenager Car Insurance Sticker Shock

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Put yourself as the primary driver and her as a secondary driver.

You’re welcome

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This, 100%.

Any agent who does not suggest this (when it's possible) is not doing their job correctly.

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I guess I don’t do my job correctly then because I damn sure won’t knowingly mislead one of my carriers like that and put my contract at risk if/when the teenager gets into an accident and the carrier finds out that they were the primary driver all along and that I knowingly misrated the policy. I’d rather not write a policy for someone who wants me to lie for them than to risk losing an entire book of business with that carrier in the slim chance I get caught.