re: Health Savings Accounts (HSA) for ALL

My company contributes $3000 and we encourage everyone to max out their contribution and not use the money if at all possible. Our philosophy is that it’s cheaper to borrow the money than diminish your HSA. A number of our people have $200,000 in their HSA’s. Of course we have been on these plans since inception. Must have been in the ‘90’s.

The problem will be that these plans assist the higher wage earner over the lower paid folks.