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re: Is Credit Scoring Inherently Biased?
Posted on 6/23/20 at 9:19 pm to M. A. Ryland
Posted on 6/23/20 at 9:19 pm to M. A. Ryland
quote:
Funny story: Discover card gives you your FICO rating in the bill each month. I've been consistently 850 for a long time now. Then I actually paid off the house, and they dropped the score to ~820... Apparently not having a mortgage anymore makes the score go down!
They want you to be in perpetual debt. Not having debt is a bad thing to the credit industry.
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