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Started By
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Posted on 12/29/19 at 7:14 pm to Napoleon
quote:
If you have say a $3600 deductible and are hospitalized. Do you have to pay the entire amount the day you check out?
No, generally.
quote:
Never dealt with this before. Went to doctor and got sent to hospital.
Have insurance high deductible.
If it's billed and I have a few days that's fine.
Go talk with the financial department after discharge. They'll often have someone available to you during your stay. You can typically pay down the account interest-free over a reasonable term which you and them will agree upon.
Posted on 12/29/19 at 7:17 pm to Strannix
not fraud. capitalism and hospitals recouping all of the free care they are forced to provide. thank the politicians on both sides for f ing this up.
Posted on 12/29/19 at 7:49 pm to Scruffy
quote:
Scruffy always goes generic.
sulfamethoxazole trimethoprim FTW
Conversely from OP's topic, my daughter had to take mesnex that, even with insurance, is $100 per pill (in the hospital's pharmacy which was annoyingly out of network). Her physician couldn't have been kinder and scrambled to find a less expensive one in the city. He said they normally give them when they can, but the admin on duty wasn't allowing them to do it. It was down to the wire so my husband went to the pharmacy to get it filled. There was some more red tape involved so the process was delayed. The pharmacist was so mad about our situation that he just gave him the pill free of charge.
The nurse, physician, and pharmacist all rad. Hospital admin not so much.
Posted on 12/29/19 at 7:57 pm to lsunurse
No I don’t think it is at all
But these stories sound bad as well
But these stories sound bad as well
Posted on 12/29/19 at 7:58 pm to Strannix
Build an outpatient clinic right next to the ER room. Problem solved.
Posted on 12/29/19 at 8:02 pm to Strannix
Vote Democrat, the horse haired coward couldn't care less about your overcharging.
Posted on 12/29/19 at 8:03 pm to TT9
quote:
Vote Democrat, the horse haired coward couldn't care less about your overcharging.
Let's let the government take it over. That'll fix it
Posted on 12/29/19 at 8:04 pm to fallguy_1978
I mean, why not try something new?
Posted on 12/29/19 at 8:07 pm to lsunurse
quote:
They charge the insurance company the $175, the insurance company will only pay them $50 and they will drop the rest of the charge.
And apparently we're supposed to just accept this as normal business behavior.
Try getting a straight answer about what something will cost from a doctor or nurse. shite is laughable.
Posted on 12/29/19 at 8:11 pm to TT9
quote:
I mean, why not try something new?
Government is the most inefficient organization in the country? New entitlements never get removed? We can't afford it?
Posted on 12/29/19 at 8:11 pm to lsunurse
Oh and I haven’t had bad care from them yet
It wasn’t great but not terrible either
It wasn’t great but not terrible either
Posted on 12/29/19 at 8:11 pm to fallguy_1978
The real answer to cutting costs is some things just shouldn't be paid for
Yes, we spend hundreds of billions of dollars to prolong the inevitable by a very small amount
This is just absurdity and people just accept it and act as if this absurdity somehow makes our system "better"
quote:
The biggest medical costs are concentrated on a fairly small segment of the population—people with one or more chronic illnesses, plus victims of accidents or violent crime. The cost is so concentrated, in fact, that an estimated five percent of the population accounts for 50 percent of total medical costs.
quote:
Hundreds of billions of dollars each year are spent treating Americans who are in the last weeks, or days, of life.
Yes, we spend hundreds of billions of dollars to prolong the inevitable by a very small amount
quote:
One famous, or perhaps notorious, advocate of limiting late-in-life medical spending is former Colorado Gov. Richard Lamm, who was given the nickname “Governor Gloom” in the 1980’s for his argument that the elderly have a “duty” to avoid costly care when the end is near. There’s only so much money available for medical care, Lamm noted, so it ought to be used in the most efficient way. In the face of bitter criticism, Lamm stuck to his guns. Just this spring he told the Denver Post: “When I look at the literature, and there are such things as $93,000 prostate operations at some stage of prostate cancer that might give two extra months of life, it is outrageous.”
This is just absurdity and people just accept it and act as if this absurdity somehow makes our system "better"
Posted on 12/29/19 at 8:20 pm to fallguy_1978
quote:well then, let's not call on the govt. Next time a national disaster happens.
Government is the most inefficient organization in the country?
Right?
It has its good qualities as well.
Posted on 12/29/19 at 8:29 pm to ZIGG
quote:
Gotta keep those hospital executives rich. Evil fricking bastards.
I blame the irrational fear the general public has about their health. frick germaphobes and old people.
Posted on 12/29/19 at 8:37 pm to Powerman
How would a nurse know what things cost? Prices weren’t posted where we had access to it.I just assumed everything was expensive and tried to be prudent about what I used.
If you want to see some real bullshite,ask for an itemized list of charges for hospital stay.Several people I know did that,all kinda crap- like charges for 10 sleeping pills when they were in hospital 1 night,charges for other items they couldn’t have possibly been used considering their diagnosis.Erroneus charges that added up to about 10 percent of their total bill.An accident? I think not.
If you want to see some real bullshite,ask for an itemized list of charges for hospital stay.Several people I know did that,all kinda crap- like charges for 10 sleeping pills when they were in hospital 1 night,charges for other items they couldn’t have possibly been used considering their diagnosis.Erroneus charges that added up to about 10 percent of their total bill.An accident? I think not.
Posted on 12/29/19 at 8:50 pm to slackster
quote:
ry getting a straight answer about what something will cost from a doctor or nurse. shite is laughable.
I'd rather them know how to treat me or a family member than have a running list of what their hospital charges. In my experience with high dollar tests and treatments they act cautiously because they know things like MRI's and CT's are expensive.
And for all they know you've met an out of pocket cap or certain things are out of network. It's a bunch of pieces that I wouldn't hold one person to having all the knowledge of- that's a whole other department.
Posted on 12/29/19 at 8:57 pm to slackster
quote:
They charge the insurance company the $175, the insurance company will only pay them $50 and they will drop the rest of the charge.
Let’s try this at a car dealership next.
We will sell you the latest and greatest for 50k, but because we like you and you drive our products we will let you have it for 25k.
But that is cash, if you want to finance that with us we just may have to charge you the full sticker.
Oh wait car dealers are already doing this.
Posted on 12/29/19 at 9:00 pm to TT9
You should try the VA for your govt healthcare
Posted on 12/29/19 at 9:05 pm to TT9
quote:
well then, let's not call on the govt. Next time a national disaster happens.
Right?
It has its good qualities as well.
The federal government should protect citizen's constitutional rights, settle disputes between states, fund the interstate highway system, protect our borders, handle foreign diplomacy and fund the military.
Just about everything else should be left up to the states. If California wants government funded health care? Great. Vote for it and implement it guys.
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