re: 4-5 UCLA Controls Its Own Destiny in the Pac-12 South

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The fun part could be you could have TWO P5 conference champs unbeaten and STILL outside the playoffs (Minnesota and Baylor).

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Not a chance. If Minnesota is an undefeated Big 10 champ, they're guaranteed to be in. They'd have beaten #4 Penn State, #18 Iowa, and a top 20 Wisconsin team over the final 4 regular season games and then either have to beat a top 2 ranked Ohio State in the conference championship or beat Penn State again in a rematch. They'd knock Ohio State out of a locked in CFP and into a debate with Bama over who is the top 1 loss non-champion

Baylor maybe...only because they play a dogshit OOC schedule and the Big 12 has been underwhelming. Oklahoma is probably going to be the only ranked team they play all season