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re: Do some credit card companies give credit line increases only to those with heavy usage?
Posted on 8/13/19 at 1:32 am to cypressbrake3
Posted on 8/13/19 at 1:32 am to cypressbrake3
You need to ask for an increase every 6 months.
My capital one, discover, and citibank have all given me increases when I request them every 6 months. It doesnt effect your credit, count as inquiry, etc. Most of them you can request an increase within their app or on their website. Takes just a minute or two.
If you are denied it'll just say try again later basically.
My utilization is usually reported around 1% because I pay them off several times a month.
Now you may eventually top out, but it shouldnt be at 6-8k.
My capital one, discover, and citibank have all given me increases when I request them every 6 months. It doesnt effect your credit, count as inquiry, etc. Most of them you can request an increase within their app or on their website. Takes just a minute or two.
If you are denied it'll just say try again later basically.
My utilization is usually reported around 1% because I pay them off several times a month.
Now you may eventually top out, but it shouldnt be at 6-8k.
This post was edited on 8/13/19 at 1:39 am
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