re: Insurance Bundle Options

Never buy homeowners insurance through Geico. They’re experts at car insurance, not homeowners. They place their homeowners policies with Demotech companies and you never want to rely on a Demotech rated company for your rebuild. They’ll tell you they place your policy with an “A” rated company but that A rating is through Demotech, which is not impressive at all. Essentially those companies must buy insurance on your insurance policy and when you make a claim, they make a claim to pay you. Do you want to go through one claim per claim or two? Because that’s essentially what will happen.

Get auto through Geico.
Get homeowners through ASI/Progressive or any other AM Best rated company that offers a flat dollar amount hurricane deductible and not a %.
Get term life through AIG.

You will thank me later.