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re: Private School Tuition
Posted on 5/1/19 at 2:25 pm to GoIrish02
Posted on 5/1/19 at 2:25 pm to GoIrish02
At 2.5% interest rate, I wouldn't pre-pay it either.
The two years I sent my kids to a catholic school, the rate the school offered was like 9.9 percent (they offered it to everyone, no credit qualifying). Maybe we could have used a HELOC or some other financing we got ourselves at a much lower rate, but that seemed to complicated, so we just paid it upfront.
The two years I sent my kids to a catholic school, the rate the school offered was like 9.9 percent (they offered it to everyone, no credit qualifying). Maybe we could have used a HELOC or some other financing we got ourselves at a much lower rate, but that seemed to complicated, so we just paid it upfront.
1
Posted on 5/1/19 at 3:36 pm to LSUFanHouston
A lot of the other Catholic schools use the loans as a profit center, marking up the rate to raise money.
Our pastor views the loans as a tool to make it easier for people to attend and reduce the school's credit risk too.
You'd be surprised how many Catholic grade schools in New Orleans have no credit policy, allowing students to attend when their parents just stop paying, even across school years.
Our last pastor was afraid to confront deadbeat parents, the new guy isn't, which is one of many improvements under his leadership.
Our pastor views the loans as a tool to make it easier for people to attend and reduce the school's credit risk too.
You'd be surprised how many Catholic grade schools in New Orleans have no credit policy, allowing students to attend when their parents just stop paying, even across school years.
Our last pastor was afraid to confront deadbeat parents, the new guy isn't, which is one of many improvements under his leadership.
This post was edited on 5/1/19 at 3:47 pm
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