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529 Plans - Are they worth the investment for Children?
Posted on 4/23/19 at 11:29 am
Posted on 4/23/19 at 11:29 am
I have three young children and would like to start a 529 for each to prepare for college. I am a Louisiana resident but I obviously don’t know where my kids will ultimately go to school. (Kids are 5, 9, 12)
Are there any recommended plans? Can the kids use the funds for any college nationally if i went with a Louisiana plan? Advice?
Are there any recommended plans? Can the kids use the funds for any college nationally if i went with a Louisiana plan? Advice?
This post was edited on 9/2/20 at 5:58 am
7
Posted on 4/23/19 at 11:50 am to cmlsu
I use the Louisiana 529 plan. It can be used outside the state or country as long as the college meets certain accreditations. You get "earning enhancements" at the end of each year in which the state matches a certain percentage of your contributions. The enhancement match ranges from 2%-14% depending on your taxable income.
Posted on 4/23/19 at 2:01 pm to cmlsu
The Louisiana plan is good for any accredited college so you'd be good. As the poster above states, they do provide a match.
Posted on 4/23/19 at 6:57 pm to cmlsu
LA START 529 is one of the best in the country.
Posted on 4/23/19 at 7:02 pm to cmlsu
I'm about to have my first kid and have been looking into the LA Start program as well. Have a few questions as I've been looking.
Are these better programs than anything I can get through vanguard?
I'm mainly looking to fund something for my kids K-12 as well as college. Are these programs the same or would I need to one for K-12 and one for college?
Are these better programs than anything I can get through vanguard?
I'm mainly looking to fund something for my kids K-12 as well as college. Are these programs the same or would I need to one for K-12 and one for college?
Posted on 9/1/20 at 11:53 pm to cmlsu
Tell me about your will and life insurance policies first. You
Posted on 9/2/20 at 1:39 pm to cmlsu
LA START plan is one of the best in the nation. I refer my clients to it
Posted on 9/4/20 at 12:30 am to cmlsu
Buy Health Insurance
Buy life Insurance
Fully fund your retirement account
Then worry about college funds
Buy life Insurance
Fully fund your retirement account
Then worry about college funds
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