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re: Tickets are given for no seatbelt, so why not when a biker doesn’t wear a helmet?

Posted on 3/29/19 at 8:59 am to
Posted by baldona
Florida
Member since Feb 2016
20514 posts
Posted on 3/29/19 at 8:59 am to
Seat belt laws save money for insurance. If it wasn’t a law and enforced, far less people would wear them and far more would be hurt more in accidents thus driving up the cost of insurance. People that don’t wear seatbelts don’t give a damn about insurance and liability generally, do not being covered by insurance in an accident is not going to motivate them to see them.
Posted by SwatMitchell
Austin, TX
Member since Jan 2005
2314 posts
Posted on 3/29/19 at 9:05 am to
quote:

Seat belt laws save money for insurance.


Yes, insurance, for which we all pay.

Also, uninsured/underinsured accident victims' medical bills are paid by us - plus rehab, long-term care, disability etc

It's economic.
Posted by Steadyhands
Slightly above I-10
Member since May 2016
6819 posts
Posted on 3/29/19 at 9:15 am to
quote:

Seat belt laws save money for insurance.


And that is the problem. If it can be proven that you didn't wear a seat belt, insurance should not be required to pay for your extra expenses for injuries. Maybe it is that way...idk. Since it's a law, then insurance should be able to pay more or less based on wearing a seat belt. If you're found to not be wearing a seat belt, then they should jack your rates up and not everyone else.
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