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When to expect a bill from the insurance company for baby delivery?

Posted on 3/26/19 at 10:12 am
Posted by BlueChips
Member since Aug 2016
87 posts
Posted on 3/26/19 at 10:12 am
We had our baby in February and still haven't gotten a bill yet. When should I expect this? Blue Cross Blue Shield
Posted by ProudLSUMom
Baton Rouge
Member since Sep 2007
3309 posts
Posted on 3/26/19 at 10:37 am to
You get a bill from the hospital. You get an EOB (explanation of benefits) from the insurance company. Log into to BCBS to see if they have posted your EOB yet.

If it's not there it's because the hospital hasn't sent the bill to the insurance company yet.
Posted by LSUFanHouston
NOLA
Member since Jul 2009
37857 posts
Posted on 3/26/19 at 10:59 am to
Congrats on the baby.

Did you pay anything to the hospital yet?

On both of our kids birth (last one 8 years ago) We pay a co-pay of $50 to the OBGYN which covered all of her services from, pre-natal care through one post-hospital visit, a co-pay of $50 to the pediatrician which covered all of her services at the hospital, and a $1500 co-pay to the hospital. The $1500 co-pay for the hospital, we paid before my wife was admitted.

If you don't have a plan with a flat co-pay, then the hospital will bill the insurance company, they will pay what they pay, and then the hospital will send you a bill for your portion. It can take a few months.

Keep in mind other doctors may bill you as well.
Posted by LSURussian
Member since Feb 2005
128380 posts
Posted on 3/26/19 at 12:45 pm to
quote:

When to expect a bill from the insurance company for baby delivery?

Your insurance company sold you a baby and delivered it to you?!?

WHAT A COUNTRY!!!
Posted by TDsngumbo
Alpha Silverfox
Member since Oct 2011
43113 posts
Posted on 3/26/19 at 1:11 pm to
Pics of birthing scene or it didn't happen.
Posted by LNCHBOX
70448
Member since Jun 2009
85149 posts
Posted on 3/26/19 at 1:40 pm to
quote:

We had our baby in February and still haven't gotten a bill yet. When should I expect this? Blue Cross Blue Shield


We got a bill for the anesthesiologist about 3 or 4 months after our daughter was born. Everything else for the OB/delivery was collected in the months leading up to the birth.
Posted by deNYEd
Houston
Member since Jul 2007
9689 posts
Posted on 3/26/19 at 1:54 pm to
mine from touro took about 9 months
Posted by CorkSoaker
Member since Oct 2008
9819 posts
Posted on 3/26/19 at 2:57 pm to
3-6 months for first bill.

Don’t pay them immediately. First, request itemized billing from hospital. Then, dispute any charges necessary. Once you think you have it as accurate as you can get it ask them what type of discount they will give you if you pay it in full. They will likely knock at least 10% off. Then, pay with credit card and get points.
Posted by geauxpurple
New Orleans
Member since Jul 2014
13380 posts
Posted on 3/28/19 at 9:06 am to
Make sure it didn't get lost in the mail. You don't want a knock on the door from the re-po man.
Posted by Brummy
Central, LA
Member since Oct 2009
4556 posts
Posted on 3/29/19 at 11:32 pm to
My son was born mid February - I just got the hospital bill today.
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