re: Would you rather retire at 55 ok-comfortable or retire at 65 very comfortable-leave estate

My plan was always to be able to retire at 55 (or earlier), but not plan on doing it. I’ll always work, volunteer, or something. Would like to spend a few years hiking some of the long trails like the PCT, CDT, or the AT again. Even thought about doing a few years with the Peace Corp later in life. Have a pretty sweet gig now though I’m just transferring into that I could see keeping me going for longer.

Point is, I thanks it’s a great goal and keeps you disciplined on your investing savings, but way too many years ahead of you still to sit in the recliner.