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re: Would you carry a mortgage if you didn't have to?
Posted on 6/5/18 at 7:36 am to kywildcatfanone
Posted on 6/5/18 at 7:36 am to kywildcatfanone
I wouldn't take money out of a Roth, if you have it elsewhere maybe.
I don't like debt either, but taking out $100k from a Roth that would be worth $150k possibly in 5 years in order to save $15k just isn't good math.
Especially as said with mortgage rates still historically low.
But honestly, it sounds like you have a good net worth so I'd do what makes you sleep better.
I don't like debt either, but taking out $100k from a Roth that would be worth $150k possibly in 5 years in order to save $15k just isn't good math.
Especially as said with mortgage rates still historically low.
But honestly, it sounds like you have a good net worth so I'd do what makes you sleep better.
1
Posted on 6/5/18 at 8:58 am to baldona
quote:
Especially as said with mortgage rates still historically low.
Maybe because I haven't had a mortgage for a while, I'm not paying close enough attention.
I'm seeing a 30 year at 4.5 and a 15 at 4.25. Is that really that low?
I took out a 15 year in 2002 at 5.25 which seemed really low at the time. Is 4.5 really that low? Sorry, I'm just out of the loop.
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