re: Thoughts on Liberty Mutual for car insurance?

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Liberty Mutual quoted $92/month for the same coverage but claims it's a discounted price

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Liberty Mutual has a lot of upfront discounts on the 1st term end up dropping off or phasing out on the renewals...at least from what I've been told. If that happens, you can always shop around again at renewal.

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I turned down their RightTrack option (save up to 30% if you let them monitor your driving)

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I don't write for Liberty Mutual but I do write for their subsidiary Safeco and they also have Right Track. On my personal policy, I got 18%. Average tends to fall between 12-15%. I'd reconsider it if I were you. Its only 90 days and the discount stays on permanently as long as you keep the policy. If you know what the Right Track triggers are, its not hard to get 15% or better. 7 miles per second accelerating or decelerating and driving between 12-4 AM.