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re: 401k allocation for someone in early 30s during bear market

Posted on 2/6/18 at 8:31 am to
Posted by notsince98
KC, MO
Member since Oct 2012
18076 posts
Posted on 2/6/18 at 8:31 am to
pick your long term allocations regardless of market. Keep pouring money in and maintain the allocation percentages.

You don't change your investing allocations until you are getting relatively close to retirement. Some might start moving around 5 years to retirement. Others might around 10 years.
Posted by castorinho
13623 posts
Member since Nov 2010
82062 posts
Posted on 2/6/18 at 8:40 am to
quote:

pick your long term allocations regardless of market. Keep pouring money in and maintain the allocation percentages.

You don't change your investing allocations until you are getting relatively close to retirement. Some might start moving around 5 years to retirement. Others might around 10 years.
but those allocations change naturally since they don't yield the same return, which is why you at least need to be active and rebalance every once in a while
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