re: Investment Advice For Recent LSU Graduate

While I appreciate his concern about buying at an all time high, you don't get lost years of Roth contributions back. He needs to max out his $5,500 now, and while I think it's a really bad idea, but if it's the only way he'll do it, he can stick it in a bond fund, or hell, money market fund.

But every year he lets pass without making that contribution will cost him tens of thousands of dollars in future tax free growth.