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Message
How to get FICO to 800?
Posted on 11/14/17 at 8:47 pm
Posted on 11/14/17 at 8:47 pm
I am currently sitting at 770 and I am almost done trying to figure out the frigging secret formula to get to 800.
I think I need a mortgage.
I think I need a mortgage.
8
Posted on 11/14/17 at 8:51 pm to 50_Tiger
Why? 770 or 800, you’re going to get the same interest rates and perks of a great score.
Unless you like rubbing one out to creditkarma every morning
Unless you like rubbing one out to creditkarma every morning
Posted on 11/15/17 at 10:40 am to 50_Tiger
quote:
How to get FICO to 800?
Have your parents put you as an authorized user when you're 15.
Posted on 11/15/17 at 4:05 pm to 50_Tiger
i look at peoples credit for a living. You need to be over 50 to get an 800 with a lifetime of good credit. If you don't have a mortgage and your sitting at 770 STFU! 
Posted on 11/15/17 at 7:47 pm to 50_Tiger
quote:
How to get FICO to 800
I guess all I would have to do is not pay a bill for a few months and it would drop to 800?
Posted on 11/15/17 at 8:03 pm to 50_Tiger
I'm at 788 at 25yo 
Posted on 11/16/17 at 9:48 am to 50_Tiger
I checked mine the other day, hadn't done that in a while, and it was 823. It had always been around 800, not sure why it shot up.
Posted on 11/17/17 at 10:00 am to 50_Tiger
Could be worse. I had 775, bank incorrectly reported late payment, score went down to 700, bank corrected false late payment mark, score stayed 700, and they are telling me nothing more can be done since they corrected their mistake. It’s been a real gem to deal with.
Posted on 11/17/17 at 4:59 pm to 50_Tiger
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